Loan programs · Tennessee
Renovation loan officers in Tennessee
As of 2026-10-09, LenDb lists 95 loan officers licensed in or based in Tennessee whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Michelle Muqtadir (CrossCountry Mortgage, Seattle), Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach) and Sandee Lutz (CrossCountry Mortgage, Romeo). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Michelle MuqtadirNMLS 143470
CrossCountry Mortgage · Seattle, WA · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- Low credit score
- FHA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Wendy SeagleNMLS 194641
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Bank statement loan
- Construction loan
- DSCR loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 35 years of experience (lender page, 2026-10-09)
- 3
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Jolayne CraigNMLS 290277
Atlantic Coast Mortgage · Fredericksburg, VA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- USDA loan
- VA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 6
Daniel SolisNMLS 1407785
CrossCountry Mortgage · Midlothian, VA · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- VA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 7
Gary McBeeNMLS 169274
CrossCountry Mortgage · Murfreesboro, TN
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Murfreesboro, TN
- 8
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Jumbo loan
- USDA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 9
George KalisNMLS 270402
CrossCountry Mortgage · Fairfield, CA · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 32 years of experience (lender page, 2026-10-09)
- 10
Martin MetzdorfNMLS 387719
CrossCountry Mortgage · Gilbert, AZ · licensed in 10 states
- Renovation loan (203k / HomeStyle)
- Non-QM loan
- Real estate investor
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 11
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Jumbo loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 12
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- New construction
- Physician and medical professional
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Steve CrossmanNMLS 995551
CrossCountry Mortgage · McKinney, TX · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Foreign national
- Jumbo loan
- Non-QM loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 14
Matthew BrownNMLS 1254520
Loan Factory · Mortgage broker · Austin, TX · licensed in 28 states
- Renovation loan (203k / HomeStyle)
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- 15
Fabiano OlmoNMLS 2760701
CrossCountry Mortgage · Cleveland, OH · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 16
Brent SchreursNMLS 212462
CrossCountry Mortgage · Tequesta, FL · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Condo
- Construction loan
- Non-QM loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 17
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- VA loan
- HELOC
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 18
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 19
Lisa ChauvinNMLS 112403
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Down payment assistance
- FHA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 20
Tyler CainNMLS 118156
Embrace Home Loans · Temple Terrace, FL · licensed in 9 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Jumbo loan
- Non-QM loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 21
Tom CullenNMLS 459668
Princeton Mortgage · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Bank statement loan
- Construction loan
- DSCR loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 22
Alex MacklinNMLS 500343
First Citizens Bank · Bank · Fuquay-Varina, NC · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Down payment assistance
- FHA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 23
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- VA loan
- First-time buyer
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 24
Brian CanadyNMLS 115484
Southern Trust Mortgage · Fayetteville, NC · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- First-time buyer
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 25
Marilyn MikanNMLS 589352
Southern Trust Mortgage · Fayetteville, NC · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- FHA loan
- Jumbo loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TN license is confirmed with the state regulator (check mark), TN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.