LenDb.ai

Property types · Florida

2 to 4 unit property loan officers in Florida

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Florida whose lender pages show 2 to 4 unit property work. The top-ranked are Kim Foglesong (Guild Mortgage, Boca Raton), Christopher Albanese (CrossCountry Mortgage, Durango) and April Murray (Mutual of Omaha Mortgage, Marietta). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 11

  1. 1

    Kim FoglesongNMLS 490462

    Guild Mortgage · Boca Raton, FL

    • 2 to 4 unit property
    • Down payment assistance
    • DSCR loan
    • First-time buyer
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • Branch in Florida
    • 14 years licensed
  2. 2

    Christopher AlbaneseNMLS 63768

    CrossCountry Mortgage · Durango, CO · licensed in 8 states

    • 2 to 4 unit property
    • Co-op
    • Condo
    • Jumbo loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    April MurrayNMLS 1651738

    Mutual of Omaha Mortgage · Marietta, GA

    • 2 to 4 unit property
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • Self-employed
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Amilia CaoNMLS 2424062

    Loan Factory · Illinois · licensed in 3 states

    • 2 to 4 unit property
    • Bank statement loan
    • Condo
    • DSCR loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Edrony JosephNMLS 2187062

    Loan Factory · Florida

    • 2 to 4 unit property
    • Real estate investor
    • Bank statement loan
    • DSCR loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • Branch in Florida
    • 5 years licensed
  6. 6

    Michael Whitted SrNMLS 2834734

    Loan Factory

    • 2 to 4 unit property
    • Construction loan
    • DSCR loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Norman HodgeNMLS 2500065

    Loan Factory · Florida

    • 2 to 4 unit property
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • Branch in Florida
    • 2 years licensed
  8. 8

    Dan LarkinNMLS 258898

    LeaderOne Financial · Oak Brook, IL · licensed in 18 states

    • 2 to 4 unit property
    • First-time buyer
    • Real estate investor
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Taylor GrahamNMLS 1736006

    Guild Mortgage · Charleston, SC · licensed in 2 states

    • 2 to 4 unit property
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • Vacation home
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Joyce Y LeeNMLS 1373760

    Loan Factory · licensed in 5 states

    • 2 to 4 unit property
    • Real estate investor
    • Reverse mortgage
    • Construction loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    James AbronNMLS 2758856

    Loan Factory · licensed in 6 states

    • 2 to 4 unit property
    • Construction loan
    • Down payment assistance
    • DSCR loan
    • Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
    • Licensed in FL (state license, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Rental income rules, reserve requirements and appraisal comps for small multifamily vary a lot between lenders.

  • How much of the projected rental income can count toward qualifying?
  • Can I buy this with FHA or VA if I live in one unit?
  • What reserves do you require for a 2 to 4 unit property?

More about 2 to 4 unit property

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in FL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=multi-family-2-4&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.