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Loan programs · Rhode Island

Non-QM loan officers in Rhode Island

As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in Rhode Island whose lender pages show Non-QM loan work. The top-ranked are Colby Boppel (Total Mortgage Services, Bedford), Michael Mizrahi (CrossCountry Mortgage, Delray Beach) and Chad Goetz (CrossCountry Mortgage, Salem). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 18

  1. 1

    Colby BoppelNMLS 1713611

    Total Mortgage Services · Bedford, NH · licensed in 6 states

    • Non-QM loan
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Chad GoetzNMLS 5128

    CrossCountry Mortgage · Salem, NH · licensed in 7 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • FHA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Non-QM loan
    • Condo
    • Real estate investor
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Jay TolisanoNMLS 109296

    CrossCountry Mortgage · Fairfield, CT · licensed in 22 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Peter CostakosNMLS 139540

    CrossCountry Mortgage · Purchase, NY · licensed in 25 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Andrew RussellNMLS 217975

    CrossCountry Mortgage · Hauppauge, NY · licensed in 19 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Richard PotterNMLS 989220

    CrossCountry Mortgage · Beverly, MA · licensed in 5 states

    • Non-QM loan
    • Construction loan
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • Non-QM loan
    • Construction loan
    • FHA loan
    • VA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Peter LuciaNMLS 157015

    CrossCountry Mortgage · Brooklyn, NY · licensed in 14 states

    • Non-QM loan
    • Co-op
    • Reverse mortgage
    • FHA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Andrew MarquisNMLS 29861

    CrossCountry Mortgage · Lexington, MA · licensed in 25 states

    • Non-QM loan
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Jessica AnguloNMLS 2003393

    CrossCountry Mortgage · Hauppauge, NY · licensed in 8 states

    • Non-QM loan
    • Jumbo loan
    • Real estate investor
    • FHA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Jeff ZapponeNMLS 136372

    CrossCountry Mortgage · Fairfield, CT · licensed in 3 states

    • Non-QM loan
    • Real estate investor
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Alyssa CaliendoNMLS 1849915

    CrossCountry Mortgage · San Diego, CA · licensed in 8 states

    • Non-QM loan
    • Down payment assistance
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Reverse mortgage
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Derek SawyerNMLS 629419

    CrossCountry Mortgage · Lexington, MA · licensed in 11 states

    • Non-QM loan
    • Real estate investor
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • Non-QM loan
    • DSCR loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Russell SiegelNMLS 2011723

    Princeton Mortgage · Elgin, IL · licensed in 5 states

    • Non-QM loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.

  • Which non-QM investors do you work with?
  • Why does my situation need non-QM rather than an agency loan?
  • Is there a prepayment penalty, and can I refinance later?

More about Non-QM loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in RI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.