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Loan programs · Rhode Island

Construction loan officers in Rhode Island

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Rhode Island whose lender pages show Construction loan work. The top-ranked are Scott Lacey (Guild Mortgage, Lincoln), Barry Koven (CrossCountry Mortgage, Brooklyn) and Bruce Brinkerhoff (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • Branch in Rhode Island
    • 6 years licensed
  2. 2

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • Construction loan
    • FHA loan
    • VA loan
    • Co-op
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Bruce BrinkerhoffNMLS 639483

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Richard PotterNMLS 989220

    CrossCountry Mortgage · Beverly, MA · licensed in 5 states

    • Construction loan
    • Jumbo loan
    • Non-QM loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Shawn DurantNMLS 221971

    American Pacific Mortgage · Roseville, CA · licensed in 45 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in RI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.