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Loan programs · Rhode Island

Jumbo loan officers in Rhode Island

As of 2026-10-09, LenDb lists 28 loan officers licensed in or based in Rhode Island whose lender pages show Jumbo loan work. The top-ranked are Scott Hazard (Embrace Home Loans, Jamestown), Chad Goetz (CrossCountry Mortgage, Salem) and George Koutsos (CrossCountry Mortgage, Beverly). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Scott HazardNMLS 30883

    Embrace Home Loans · Jamestown, RI · licensed in 8 states

    • Jumbo loan
    • Non-QM loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Office in Jamestown, RI
    • Licensed since 2011 (per Florida records)
  2. 2

    Chad GoetzNMLS 5128

    CrossCountry Mortgage · Salem, NH · licensed in 7 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • FHA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    George KoutsosNMLS 29613

    CrossCountry Mortgage · Beverly, MA · licensed in 15 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
    • States 35 years of experience (lender page, 2026-10-09)
  4. 4

    Andrew MarquisNMLS 29861

    CrossCountry Mortgage · Lexington, MA · licensed in 25 states

    • Jumbo loan
    • Non-QM loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  5. 5

    Chris DevinNMLS 47305

    CrossCountry Mortgage · Norwell, MA · licensed in 21 states

    • Jumbo loan
    • VA loan
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Michael BushNMLS 67031

    Guild Mortgage · North Attleboro, MA · licensed in 8 states

    • Jumbo loan
    • First-time buyer
    • Down payment assistance
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    David FayNMLS 513224

    CrossCountry Mortgage · Lexington, MA · licensed in 8 states

    • Jumbo loan
    • Condo
    • Physician and medical professional
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  8. 8

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • Reverse mortgage
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  9. 9

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • Jumbo loan
    • Construction loan
    • FHA loan
    • VA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 18 years of experience (lender page, 2026-10-09)
  10. 10

    Steve LennonNMLS 24453

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Cranston, RI

    • Jumbo loan
    • Co-op
    • Condo
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Office in Cranston, RI
  11. 11

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  12. 12

    Angela ThomasNMLS 704476

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Barrington, RI

    • Jumbo loan
    • FHA loan
    • VA loan
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Office in Barrington, RI
  13. 13

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  14. 14

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  15. 15

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Jumbo loan
    • Condo
    • Real estate investor
    • Non-QM loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  16. 16

    Joe FerrignoNMLS 101748

    CrossCountry Mortgage · Monroe, CT · licensed in 6 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
  17. 17

    Peter CostakosNMLS 139540

    CrossCountry Mortgage · Purchase, NY · licensed in 25 states

    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  18. 18

    Jay TolisanoNMLS 109296

    CrossCountry Mortgage · Fairfield, CT · licensed in 22 states

    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  19. 19

    Andrew RussellNMLS 217975

    CrossCountry Mortgage · Hauppauge, NY · licensed in 19 states

    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  20. 20

    Richard PotterNMLS 989220

    CrossCountry Mortgage · Beverly, MA · licensed in 5 states

    • Jumbo loan
    • Construction loan
    • Non-QM loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  21. 21

    Nicholas CacciaNMLS 1065888

    CrossCountry Mortgage · Greenville, RI · licensed in 5 states

    • Jumbo loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Office in Greenville, RI
    • Licensed since 2023 (per Florida records)
  22. 22

    Jessica AnguloNMLS 2003393

    CrossCountry Mortgage · Hauppauge, NY · licensed in 8 states

    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • FHA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  23. 23

    Jordan MooreNMLS 1691002

    CrossCountry Mortgage · Boston, MA · licensed in 10 states

    • Jumbo loan
    • VA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  24. 24

    Nick WeeksNMLS 415107

    CrossCountry Mortgage · Overland Park, KS · licensed in 47 states

    • Jumbo loan
    • VA loan
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  25. 25

    Alyssa CaliendoNMLS 1849915

    CrossCountry Mortgage · San Diego, CA · licensed in 8 states

    • Jumbo loan
    • Down payment assistance
    • Non-QM loan
    • Renovation loan (203k / HomeStyle)
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a RI license is confirmed with the state regulator (check mark), RI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.