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Loan programs · Rhode Island

Down payment assistance loan officers in Rhode Island

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Rhode Island whose lender pages show Down payment assistance work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), Alyssa Caliendo (CrossCountry Mortgage, San Diego) and George Koutsos (CrossCountry Mortgage, Beverly). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    Kate ReaganNMLS 19006

    Guild Mortgage · Easthampton, MA · licensed in 7 states

    • Down payment assistance
    • Self-employed
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Alyssa CaliendoNMLS 1849915

    CrossCountry Mortgage · San Diego, CA · licensed in 8 states

    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Non-QM loan
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    George KoutsosNMLS 29613

    CrossCountry Mortgage · Beverly, MA · licensed in 15 states

    • Down payment assistance
    • Jumbo loan
    • First-time buyer
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Michael BushNMLS 67031

    Guild Mortgage · North Attleboro, MA · licensed in 8 states

    • Down payment assistance
    • First-time buyer
    • HELOC
    • Jumbo loan
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed in RI (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in RI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.