Loan programs · Rhode Island
VA loan officers in Rhode Island
As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Rhode Island whose lender pages show VA loan work. The top-ranked are David Johansen (Guild Mortgage, Warwick), Justin Bolton (Churchill Mortgage, Wakefield) and Joe Smith (CrossCountry Mortgage, Boston). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
David JohansenNMLS 22078
Guild Mortgage · Warwick, RI · licensed in 5 states
- VA loan
- First-time buyer
- Physician and medical professional
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- Branch in Rhode Island
- 15 years licensed
- 2
Justin BoltonNMLS 129424
Churchill Mortgage · Wakefield, RI · licensed in 7 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- Branch in Rhode Island
- 5 years licensed
- 3
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- VA loan
- Real estate investor
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 4
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 6
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- VA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 7
Colby BoppelNMLS 1713611
Total Mortgage Services · Bedford, NH · licensed in 6 states
- VA loan
- FHA loan
- First-time buyer
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 8
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- VA loan
- Construction loan
- FHA loan
- Co-op
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 9
Lorna Maria OrabonaNMLS 22216
JPMorgan Chase Bank (Chase Home Lending) · Providence, RI
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access
- 28 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Steve LennonNMLS 24453
JPMorgan Chase Bank (Chase Home Lending) · Cranston, RI
- VA loan
- Co-op
- Condo
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Alan GreenbergNMLS 108926
Revolution Mortgage · Narragansett, RI
- VA loan
- FHA loan
- HELOC
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Michael NadeauNMLS 518614
JPMorgan Chase Bank (Chase Home Lending) · Wakefield, RI
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access
- 29 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 14
Angela ThomasNMLS 704476
JPMorgan Chase Bank (Chase Home Lending) · Barrington, RI
- VA loan
- FHA loan
- Jumbo loan
- Vacation home
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access
- 35 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Stacy RileyNMLS 750413
Total Mortgage Services · Niantic, CT · licensed in 6 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 16
Tony RabyNMLS 3961
Guild Mortgage · North Attleboro, MA · licensed in 5 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 17
Jon LibmanNMLS 14174
Guild Mortgage · North Attleboro, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- DSCR loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 18
Mike NadeauNMLS 20421
First Home Mortgage · Seekonk, MA · licensed in 4 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 19
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 20
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- VA loan
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 21
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- VA loan
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 22
Chad GoetzNMLS 5128
CrossCountry Mortgage · Salem, NH · licensed in 7 states
- VA loan
- Jumbo loan
- Non-QM loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 23
Shawn MartinNMLS 76599
Allied Mortgage Group · Middletown, CT · licensed in 7 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 24
Bob JoyceNMLS 196322
CrossCountry Mortgage · Beverly, MA · licensed in 5 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 25
Steve CarterNMLS 1178666
Intercap Lending · Salt Lake City, UT · licensed in 41 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in RI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in RI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.