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Borrower situations · Delaware

Loan officers for self-employed borrowers in Delaware

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Delaware whose lender pages show Self-employed work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), Eric Gasper (CrossCountry Mortgage, Mineola) and Vince Stasolla (CrossCountry Mortgage, Pittsburgh). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Jay CoxNMLS 448416

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 8 states

    • Self-employed
    • Jumbo loan
    • New construction
    • FHA loan
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Eric GasperNMLS 175852

    CrossCountry Mortgage · Mineola, NY · licensed in 18 states

    • Self-employed
    • Non-QM loan
    • Real estate investor
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Colorado records)
  3. 3

    Vince StasollaNMLS 148704

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states

    • Self-employed
    • Jumbo loan
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  4. 4

    Michael HaggertyNMLS 525740

    Embrace Home Loans · Rockville, MD · licensed in 4 states

    • Self-employed
    • First-time buyer
    • Real estate investor
    • VA loan
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  5. 5

    Dalmeda CarsonNMLS 2510571

    Loan Factory · Mortgage broker · Delaware

    • Self-employed
    • Real estate investor
    • First-time buyer
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Delaware
  6. 6

    Matt StancatoNMLS 131894

    Guild Mortgage · Exton, PA · licensed in 5 states

    • Self-employed
    • First-time buyer
    • Reverse mortgage
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  7. 7

    Craig Miller JrNMLS 686948

    Guild Mortgage · Alexandria, VA · licensed in 8 states

    • Self-employed
    • First-time buyer
    • Jumbo loan
    • VA loan
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  8. 8

    Marty WallaceNMLS 1390066

    First Home Mortgage · Annapolis, MD · licensed in 5 states

    • Self-employed
    • Down payment assistance
    • First-time buyer
    • Real estate investor
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
  9. 9

    Vince GutierrezNMLS 2088096

    NFM Lending · Medford Lakes, NJ · licensed in 4 states

    • Self-employed
    • First-time buyer
    • Real estate investor
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 7 years of experience (lender page, 2026-10-09)
  10. 10

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • Self-employed
    • DSCR loan
    • FHA loan
    • First-time buyer
    • DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DE license is confirmed with the state regulator (check mark), DE is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=DE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.