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Borrower situations · Ohio

Loan officers for self-employed borrowers in Ohio

As of 2026-10-09, LenDb lists 70 loan officers licensed in or based in Ohio whose lender pages show Self-employed work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), Joe Magallanes (CrossCountry Mortgage, Newport Beach) and James Igbinovia (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jay CoxNMLS 448416

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 8 states

    • Self-employed
    • Jumbo loan
    • New construction
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Joe MagallanesNMLS 491678

    CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states

    • Self-employed
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Self-employed
    • Construction loan
    • Jumbo loan
    • USDA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Eric GasperNMLS 175852

    CrossCountry Mortgage · Mineola, NY · licensed in 18 states

    • Self-employed
    • Non-QM loan
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Colorado records)
  5. 5

    Matthew S. Devadan, MBANMLS 21639

    Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states

    • Self-employed
    • Real estate investor
    • 1099 income
    • Asset-based qualifying
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Westerville, OH
    • Licensed since 2023 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  6. 6

    Robby MacAskillNMLS 1703984

    CrossCountry Mortgage · Columbus, OH

    • Self-employed
    • First-time buyer
    • New construction
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • Licensed since 2018 (per Florida records)
  7. 7

    Dan LongmanNMLS 369430

    NFM Lending · Plantation, FL · licensed in 7 states

    • Self-employed
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  8. 8

    Robin ThompsonNMLS 148063

    Union Home Mortgage · Saint Clair, MI · licensed in 3 states

    • Self-employed
    • FHA loan
    • Jumbo loan
    • New construction
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  9. 9

    Jeff AdamsNMLS 1851495

    CrossCountry Mortgage · Cincinnati, OH · licensed in 25 states

    • Self-employed
    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Cincinnati, OH
    • Licensed since 2021 (per Florida records)
  10. 10

    Kylie MillerNMLS 562713

    CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states

    • Self-employed
    • Jumbo loan
    • New construction
    • Physician and medical professional
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Beavercreek, OH
    • Licensed since 2025 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  11. 11

    Needra GandyNMLS 497325

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Cincinnati, OH

    • Self-employed
    • FHA loan
    • Jumbo loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Cincinnati, OH
    • Licensed since 2018 (per Florida records)
  12. 12

    Ryan MiracleNMLS 497698

    Ruoff Mortgage · Columbus, OH

    • Self-employed
    • New construction
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • Licensed since 2021 (per Florida records)
    • States 19 years of experience (lender page, 2026-10-09)
  13. 13

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • Self-employed
    • First-time buyer
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  14. 14

    Samuel LiebNMLS 1728737

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • FHA loan
    • HELOC
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • Licensed since 2022 (per Florida records)
  15. 15

    Vince StasollaNMLS 148704

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states

    • Self-employed
    • Jumbo loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  16. 16

    John KaufmanNMLS 2796273

    Loan Factory · Mortgage broker · Ohio

    • Self-employed
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Ohio
  17. 17

    Kelsie JonesNMLS 2570623

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • FHA loan
    • HELOC
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • Licensed since 2024 (per Florida records)
  18. 18

    Maevelyn WattsNMLS 2497937

    CrossCountry Mortgage · Cincinnati, OH · licensed in 16 states

    • Self-employed
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Cincinnati, OH
  19. 19

    Robbin Wilhelm MesmerNMLS 13595

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • Co-op
    • Condo
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
  20. 20

    Zach NicholsNMLS 2354495

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • FHA loan
    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
  21. 21

    Staci PeerenboomNMLS 2812955

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • HELOC
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
  22. 22

    Stefan SangNMLS 2131230

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • FHA loan
    • HELOC
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • Licensed since 2025 (per Florida records)
  23. 23

    Erik BrowningNMLS 2264602

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 14 states

    • Self-employed
    • DSCR loan
    • FHA loan
    • HELOC
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  24. 24

    Craig JohnsonNMLS 162828

    CrossCountry Mortgage · Southfield, MI · licensed in 2 states

    • Self-employed
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
  25. 25

    Leslee R HahnNMLS 1280489

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • Self-employed
    • Co-op
    • Condo
    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OH license is confirmed with the state regulator (check mark), OH is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.