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Borrower situations · Wyoming

Loan officers for self-employed borrowers in Wyoming

As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Wyoming whose lender pages show Self-employed work. The top-ranked are Lindsay O'Dell (Guild Mortgage, Casper), Brandon Hicken (Guild Mortgage, Heber City) and Lenae Vandegrift (American Pacific Mortgage, Thornton). Ranking is lender-neutral: specialty evidence first, then a license in WY, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Lindsay O'DellNMLS 1615755

    Guild Mortgage · Casper, WY

    • Self-employed
    • First-time buyer
    • Real estate investor
    • Down payment assistance
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • Branch in Wyoming
    • 9 years experience (stated on lender page, 2026-10-09)
  2. 2

    Brandon HickenNMLS 2648301

    Guild Mortgage · Heber City, UT · licensed in 2 states

    • Self-employed
    • First-time buyer
    • HELOC
    • Real estate investor
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • Self-employed
    • Condo
    • FHA loan
    • First-time buyer
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Evan LuchacoNMLS 887608

    Churchill Mortgage · Portland, OR · licensed in 12 states

    • Self-employed
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 12 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Jonathan EdwardsNMLS 671258

    Guild Mortgage · Greenwood Village, CO · licensed in 12 states

    • Self-employed
    • ITIN borrower
    • Real estate investor
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Vince StasollaNMLS 148704

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states

    • Self-employed
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Self-employed
    • Asset-based qualifying
    • Real estate investor
    • Reverse mortgage
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Nichole CrisantiNMLS 1503218

    CrossCountry Mortgage · Loveland, CO · licensed in 4 states

    • Self-employed
    • Non-QM loan
    • Real estate investor
    • First-time buyer
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Scott BuehlerNMLS 1794818

    Guild Mortgage · St. George, UT · licensed in 5 states

    • Self-employed
    • Bank statement loan
    • New construction
    • Down payment assistance
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Self-employed
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Vickie NewmanNMLS 493951

    Guild Mortgage · Greenwood Village, CO · licensed in 4 states

    • Self-employed
    • Bank statement loan
    • First-time buyer
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Karen NielsonNMLS 80226

    Guild Mortgage · Logan, UT · licensed in 5 states

    • Self-employed
    • Bank statement loan
    • Construction loan
    • DSCR loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • Self-employed
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Teyona StewartNMLS 2215853

    First Citizens Bank · La Jolla, CA · licensed in 35 states

    • Self-employed
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WY (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in WY or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=WY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.