Property types · Rhode Island

Vacation home loan officers in Rhode Island

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Rhode Island whose lender pages show Vacation home work. The top-ranked are Steve Lennon (JPMorgan Chase Bank (Chase Home Lending), Cranston), Angela Thomas (JPMorgan Chase Bank (Chase Home Lending), Barrington) and Christopher Graves (NFM Lending, Windham). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Steve LennonNMLS 24453

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Cranston, RI

    • Vacation home
    • Co-op
    • Condo
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Cranston, RI
  2. 2

    Angela ThomasNMLS 704476

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Barrington, RI

    • Vacation home
    • FHA loan
    • Jumbo loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Barrington, RI
  3. 3

    Christopher GravesNMLS 56904

    NFM Lending · Windham, NH · licensed in 5 states

    • Vacation home
    • Real estate investor
    • RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  4. 4

    Lorna Maria OrabonaNMLS 22216

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Providence, RI

    • Vacation home
    • VA loan
    • FHA loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Providence, RI
  5. 5

    Michael NadeauNMLS 518614

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Wakefield, RI

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Wakefield, RI

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a RI license is confirmed with the state regulator (check mark), RI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=RI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.