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Property types · Ohio

Vacation home loan officers in Ohio

As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Ohio whose lender pages show Vacation home work. The top-ranked are Rex Grasz (Union Home Mortgage, Upper Sandusky), Sheri Watkins (Ruoff Mortgage) and Kylie Miller (CrossCountry Mortgage, Beavercreek). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Rex GraszNMLS 245451

    Union Home Mortgage · Upper Sandusky, OH · licensed in 6 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • No disciplinary actions on file at LenDb
  2. 2

    Sheri WatkinsNMLS 279665

    Ruoff Mortgage · licensed in 8 states

    • Vacation home
    • First-time buyer
    • New construction
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kylie MillerNMLS 562713

    CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states

    • Vacation home
    • Jumbo loan
    • New construction
    • Physician and medical professional
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 0 years licensed
  4. 4

    Joey MoreaNMLS 1978552

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 28 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Vacation home
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Steven WeltyNMLS 177455

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • Down payment assistance
    • Co-op
    • Condo
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • 15 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Danielle AndersonNMLS 1842677

    Guild Mortgage · Centennial, CO · licensed in 7 states

    • Vacation home
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Vacation home
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Vacation home
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Bobby DorganNMLS 2536169

    Loan Factory · Mortgage broker · licensed in 3 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Brian RubesichNMLS 113765

    JPMorgan Chase Bank (Chase Home Lending) · Warren, OH

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  12. 12

    Michael C LewersNMLS 271175

    JPMorgan Chase Bank (Chase Home Lending) · Canton, OH

    • Vacation home
    • HELOC
    • VA loan
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  13. 13

    Amy PinneyNMLS 401439

    JPMorgan Chase Bank (Chase Home Lending) · New Albany, OH

    • Vacation home
    • Down payment assistance
    • Self-employed
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  14. 14

    Todd TuttleNMLS 406450

    JPMorgan Chase Bank (Chase Home Lending) · Huber Heights, OH

    • Vacation home
    • Co-op
    • Condo
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  15. 15

    Angie StelzerNMLS 407011

    JPMorgan Chase Bank (Chase Home Lending) · Gahanna, OH

    • Vacation home
    • VA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  16. 16

    Kathryn DaloiseNMLS 425465

    JPMorgan Chase Bank (Chase Home Lending) · Boardman, OH

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  17. 17

    Simone Lynne DanielNMLS 425470

    JPMorgan Chase Bank (Chase Home Lending) · Woodmere, OH

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  18. 18

    Eric JaroldNMLS 428198

    JPMorgan Chase Bank (Chase Home Lending) · Fairlawn, OH

    • Vacation home
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  19. 19

    Shannon SpitlerNMLS 444909

    JPMorgan Chase Bank (Chase Home Lending) · Youngstown, OH

    • Vacation home
    • Down payment assistance
    • Jumbo loan
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  20. 20

    Seth HowardNMLS 718191

    JPMorgan Chase Bank (Chase Home Lending) · Cincinnati, OH

    • Vacation home
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  21. 21

    Tristin Elise MiracleNMLS 808648

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  22. 22

    Stacy StampsNMLS 894051

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • VA loan
    • Jumbo loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  23. 23

    Julia MroskoNMLS 1643103

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  24. 24

    Mark WindauNMLS 1961788

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • Self-employed
    • Jumbo loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  25. 25

    David HawleyNMLS 2543190

    JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH

    • Vacation home
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OH or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.