Loan programs · Michigan
Bank statement loan officers in Michigan
As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Michigan whose lender pages show Bank statement loan work. The top-ranked are John Nguyen (Guild Mortgage, Boca Raton), Kirk Taylor (CrossCountry Mortgage, Naples) and Jason Stiltner (Union Home Mortgage, Rochester). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
John NguyenNMLS 389742
Guild Mortgage · Boca Raton, FL · licensed in 21 states
- Bank statement loan
- 1099 income
- DSCR loan
- Non-QM loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 2
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Bank statement loan
- 1099 income
- DSCR loan
- Self-employed
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 3
Jason StiltnerNMLS 27546
Union Home Mortgage · Rochester, MI · licensed in 2 states
- Bank statement loan
- Construction loan
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 0 years licensed
- 4
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Brookfield, WI · licensed in 11 states
- Bank statement loan
- Down payment assistance
- FHA loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 5
Joel KoziolNMLS 1539247
Ruoff Mortgage · Michigan
- Bank statement loan
- First-time buyer
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 10 years experience (stated on lender page, 2026-10-09)
- 6
Amilia CaoNMLS 2424062
Loan Factory · Illinois · licensed in 3 states
- Bank statement loan
- 2 to 4 unit property
- Condo
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 7
Gus DahlgrenNMLS 80625
Union Home Mortgage · East Lansing, MI · licensed in 2 states
- Bank statement loan
- First-time buyer
- Real estate investor
- Self-employed
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 4 years licensed
- 8
Steve FurdockNMLS 376017
Lit Financial Corporation · licensed in 12 states
- Bank statement loan
- DSCR loan
- Jumbo loan
- Non-QM loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 9
Kayla ChaseNMLS 145990
Lit Financial Corporation · licensed in 11 states
- Bank statement loan
- Condo
- Jumbo loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 10
Erica RenslowNMLS 707830
Guild Mortgage · Bozeman, MT · licensed in 2 states
- Bank statement loan
- Down payment assistance
- DSCR loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Yasir AburoumanNMLS 1036998
Lit Financial Corporation · licensed in 4 states
- Bank statement loan
- VA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 12
Nic BuccaNMLS 1086681
Lit Financial Corporation · licensed in 8 states
- Bank statement loan
- DSCR loan
- Jumbo loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 13
Steve AndersonNMLS 1096829
Lit Financial Corporation · licensed in 12 states
- Bank statement loan
- DSCR loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 14
Sarah WendellNMLS 1237843
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 15
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Bank statement loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
Kyle BrunetNMLS 1237678
Lit Financial Corporation · licensed in 9 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 17
David K. Clark IIINMLS 1375791
Lit Financial Corporation · licensed in 5 states
- Bank statement loan
- DSCR loan
- Non-QM loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 18
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 19
Henry DoNMLS 1863960
Lit Financial Corporation · licensed in 7 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 20
Denise McManusNMLS 1982222
Xpert Home Lending · licensed in 5 states
- Bank statement loan
- Non-QM loan
- Real estate investor
- Self-employed
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 21
Ryan McGranNMLS 2520487
Lit Financial Corporation · licensed in 19 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Ravi K BansalNMLS 2840451
Loan Factory · Seattle, WA · licensed in 19 states
- Bank statement loan
- Real estate investor
- Asset-based qualifying
- Construction loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 23
Ram MishraNMLS 231417
Loan Factory · licensed in 6 states
- Bank statement loan
- Real estate investor
- Asset-based qualifying
- Construction loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Tyler FrantangeloNMLS 1211919
Lit Financial Corporation · licensed in 8 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 25
Maggie JojaNMLS 1919944
Lit Financial Corporation · licensed in 5 states
- Bank statement loan
- DSCR loan
- Jumbo loan
- Non-QM loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.