Loan programs · Minnesota
Bank statement loan officers in Minnesota
As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Minnesota whose lender pages show Bank statement loan work. The top-ranked are Jason Fox (NFM Lending, Frederick), Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene) and Ryan McGran (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 3
- 1
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Bank statement loan
- DSCR loan
- Self-employed
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 2
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Bank statement loan
- Down payment assistance
- DSCR loan
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Ryan McGranNMLS 2520487
Lit Financial Corporation · licensed in 19 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MN license is confirmed with the state regulator (check mark), MN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=MN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.