Loan programs · Texas
Bank statement loan officers in Texas
As of 2026-10-09, LenDb lists 39 loan officers licensed in or based in Texas whose lender pages show Bank statement loan work. The top-ranked are Joe Soto (CrossCountry Mortgage, Cypress), Eric Rosemary (CrossCountry Mortgage, Boca Raton) and Kirk Taylor (CrossCountry Mortgage, Naples). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joe SotoNMLS 175142
CrossCountry Mortgage · Cypress, CA · licensed in 12 states
- Bank statement loan
- 1099 income
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Foreign national
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Bank statement loan
- 1099 income
- DSCR loan
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Bank statement loan
- DSCR loan
- FHA loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 5
Trey WolffNMLS 331844
Highlands Residential Mortgage · Cartersville, GA · licensed in 4 states
- Bank statement loan
- FHA loan
- Jumbo loan
- USDA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 6
Antonio GutierrezNMLS 722537
Loan Factory · Mortgage broker · Texas
- Bank statement loan
- Asset-based qualifying
- Construction loan
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Office in Texas
- States 20 years of experience (lender page, 2026-10-09)
- 7
Tony DinhNMLS 281092
Loan Factory · Mortgage broker · Houston, TX · licensed in 2 states
- Bank statement loan
- Asset-based qualifying
- Non-QM loan
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Office in Houston, TX
- Licensed since 2006 (per Colorado records)
- 8
James GreenNMLS 2621826
CrossCountry Mortgage · Rockwall, TX
- Bank statement loan
- Asset-based qualifying
- FHA loan
- USDA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Office in Rockwall, TX
- 9
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- Bank statement loan
- First-time buyer
- Physician and medical professional
- Real estate investor
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Staci CotterNMLS 404843
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 9 states
- Bank statement loan
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 11
Rajat JetleyNMLS 1595897
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 9 states
- Bank statement loan
- Jumbo loan
- VA loan
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 12
Kayla ChaseNMLS 145990
Lit Financial Corporation · licensed in 11 states
- Bank statement loan
- Condo
- Jumbo loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 13
Steve FurdockNMLS 376017
Lit Financial Corporation · licensed in 12 states
- Bank statement loan
- DSCR loan
- Jumbo loan
- Non-QM loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 14
Alex RamirezNMLS 450556
Xpert Home Lending · Mortgage broker · licensed in 5 states
- Bank statement loan
- VA loan
- Asset-based qualifying
- Down payment assistance
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 15
Nic BuccaNMLS 1086681
Lit Financial Corporation · licensed in 8 states
- Bank statement loan
- DSCR loan
- Jumbo loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 16
Hector J. PerezNMLS 1808946
Loan Factory · Mortgage broker · licensed in 2 states
- Bank statement loan
- DSCR loan
- FHA loan
- Jumbo loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 17
Steve AndersonNMLS 1096829
Lit Financial Corporation · licensed in 12 states
- Bank statement loan
- DSCR loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 18
John KladisNMLS 2324532
Loan Factory · Mortgage broker · licensed in 5 states
- Bank statement loan
- 1099 income
- Construction loan
- DSCR loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 19
Kyle BrunetNMLS 1237678
Lit Financial Corporation · licensed in 9 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 20
Tyler FrantangeloNMLS 1211919
Lit Financial Corporation · licensed in 8 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 21
Jim BrettlNMLS 455400
Xpert Home Lending · Mortgage broker · licensed in 13 states
- Bank statement loan
- DSCR loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- 22
Brent RoseNMLS 308611
Intercap Lending · Pleasant Grove, UT · licensed in 4 states
- Bank statement loan
- Down payment assistance
- Jumbo loan
- Non-QM loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 23
Israel SanchezNMLS 2181978
Loan Factory · Mortgage broker · licensed in 5 states
- Bank statement loan
- Down payment assistance
- Real estate investor
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- 24
Camden BurnsNMLS 2152605
Loan Factory · Mortgage broker · licensed in 4 states
- Bank statement loan
- First-time buyer
- Real estate investor
- Down payment assistance
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 25
Henry DoNMLS 1863960
Lit Financial Corporation · licensed in 7 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TX license is confirmed with the state regulator (check mark), TX is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.