Loan programs · New Mexico

Bank statement loan officers in New Mexico

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in New Mexico whose lender pages show Bank statement loan work. The top-ranked are Josh Penland (Fairway Independent Mortgage Corporation, Round Rock) and Staci Cotter (Barrett Financial Group, Chandler). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Josh PenlandNMLS 216357

    Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states

    • Bank statement loan
    • First-time buyer
    • Jumbo loan
    • Real estate investor
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  2. 2

    Staci CotterNMLS 404843

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 9 states

    • Bank statement loan
    • Self-employed
    • NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)

Before you choose

Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.

  • Do you use personal or business statements, and what expense factor?
  • How do you treat large or irregular deposits?
  • How does pricing compare with a full documentation loan?

More about Bank statement loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NM license is confirmed with the state regulator (check mark), NM is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=NM. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.