Loan programs · Louisiana

Down payment assistance loan officers in Louisiana

As of 2026-10-10, LenDb lists 14 loan officers licensed in or based in Louisiana whose lender pages show Down payment assistance work. The top-ranked are Terilyn Nicely (CrossCountry Mortgage, Kathleen), Charla Smith (CrossCountry Mortgage, Loganville) and Coley Rau (CrossCountry Mortgage, Bryan). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Terilyn NicelyNMLS 973893

    CrossCountry Mortgage · Kathleen, GA · licensed in 3 states

    • Down payment assistance
    • VA loan
    • Non-QM loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  2. 2

    Charla SmithNMLS 1651741

    CrossCountry Mortgage · Loganville, GA · licensed in 3 states

    • Down payment assistance
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • USDA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  4. 4

    Clarke SouthallNMLS 89416

    Guild Mortgage · Baton Rouge, LA · licensed in 2 states

    • Down payment assistance
    • Real estate investor
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Baton Rouge, LA
  5. 5

    Paul MouledousNMLS 621582

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Covington, LA

    • Down payment assistance
    • Vacation home
    • VA loan
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Covington, LA
  6. 6

    Renee DavisNMLS 786970

    JPMorgan Chase Bank (Chase Home Lending) · Bank · New Orleans, LA

    • Down payment assistance
    • Co-op
    • Condo
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in New Orleans, LA
  7. 7

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  8. 8

    Shelly NicklesNMLS 430123

    CrossCountry Mortgage · Montgomery, AL · licensed in 5 states

    • Down payment assistance
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  9. 9

    Bill LittonNMLS 147060

    CrossCountry Mortgage · Chadds Ford, PA · licensed in 27 states

    • Down payment assistance
    • Jumbo loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  10. 10

    Shawna TalleyNMLS 1200909

    CrossCountry Mortgage · Lynnwood, WA · licensed in 15 states

    • Down payment assistance
    • Non-QM loan
    • VA loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  11. 11

    Greg BleylNMLS 117969

    CrossCountry Mortgage · Cleveland, OH · licensed in 19 states

    • Down payment assistance
    • Non-QM loan
    • First-time buyer
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  12. 12

    Nikkie BickhamNMLS 755411

    Lower · Hughes Springs, TX · licensed in 11 states

    • Down payment assistance
    • DSCR loan
    • FHA loan
    • Jumbo loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-10)
    • Licensed since 2021 (per Florida records)
  13. 13

    Kimberlie McKenzieNMLS 1662986

    Guild Mortgage · Alexandria, LA · licensed in 2 states

    • Down payment assistance
    • Manufactured home
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Alexandria, LA
    • States 27 years of experience (lender page, 2026-10-09)
  14. 14

    Nicole FalgoutNMLS 2253729

    Guild Mortgage · Bentonville, AR · licensed in 3 states

    • Down payment assistance
    • First-time buyer
    • Real estate investor
    • FHA loan
    • LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a LA license is confirmed with the state regulator (check mark), LA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=LA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.