Loan programs · Ohio
Down payment assistance loan officers in Ohio
As of 2026-10-09, LenDb lists 109 loan officers licensed in or based in Ohio whose lender pages show Down payment assistance work. The top-ranked are Jay Slone (CrossCountry Mortgage, Lorain), Stuart Spalt (CrossCountry Mortgage, Columbus) and Terry Traxler (CrossCountry Mortgage, Columbus). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jay SloneNMLS 32101
CrossCountry Mortgage · Lorain, OH
- Down payment assistance
- FHA loan
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 23 years experience (stated on lender page, 2026-10-09)
- 2
Stuart SpaltNMLS 244693
CrossCountry Mortgage · Columbus, OH · licensed in 5 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 0 years licensed
- 3
Terry TraxlerNMLS 263350
CrossCountry Mortgage · Columbus, OH
- Down payment assistance
- USDA loan
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 24 years experience (stated on lender page, 2026-10-09)
- 4
Victoria TurnboughNMLS 2126530
JPMorgan Chase Bank (Chase Home Lending) · South Euclid, OH
- Down payment assistance
- FHA loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 5
Rob LivingstonNMLS 460623
CrossCountry Mortgage · Columbus, OH
- Down payment assistance
- Non-QM loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 12 years licensed
- 6
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- First-time buyer
- Jumbo loan
- Physician and medical professional
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Todd LilloNMLS 224237
Union Home Mortgage · Norwalk, OH · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 8
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- Down payment assistance
- Jumbo loan
- Real estate investor
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 9 years licensed
- 9
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 10
Timothy BullockNMLS 233777
Union Home Mortgage · Akron, OH
- Down payment assistance
- First-time buyer
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 30 years experience (stated on lender page, 2026-10-09)
- 11
Michael ProcaccioNMLS 267504
CrossCountry Mortgage · Cuyahoga Falls, OH
- Down payment assistance
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 12
Missy JohnsonNMLS 283160
CrossCountry Mortgage · Columbus, OH · licensed in 2 states
- Down payment assistance
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
- 13
Patience BatesNMLS 284235
Guild Mortgage · Medina, OH
- Down payment assistance
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 29 years experience (stated on lender page, 2026-10-09)
- 14
Andre YarinaNMLS 1408534
CrossCountry Mortgage · Cleveland, OH · licensed in 35 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
- 15
Tyler BergNMLS 1681256
CrossCountry Mortgage · Columbus, OH · licensed in 16 states
- Down payment assistance
- Jumbo loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
- 16
Don WilliamsNMLS 1031805
CrossCountry Mortgage · Cleveland, OH · licensed in 11 states
- Down payment assistance
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 9 years licensed
- 17
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Mortgage broker · Brookfield, WI · licensed in 11 states
- Down payment assistance
- Bank statement loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 18
Tim SchillingNMLS 1830708
CrossCountry Mortgage · Columbus, OH · licensed in 5 states
- Down payment assistance
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 7 years licensed
- 19
Steve GarrottNMLS 1324749
CrossCountry Mortgage · Cleveland, OH · licensed in 3 states
- Down payment assistance
- Non-QM loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
- 20
Mutazz MohammadNMLS 232234
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- Down payment assistance
- VA loan
- FHA loan
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Greg BleylNMLS 117969
CrossCountry Mortgage · Cleveland, OH · licensed in 19 states
- Down payment assistance
- Non-QM loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
- 22
Charles OliverNMLS 175312
CrossCountry Mortgage · Delray Beach, FL · licensed in 15 states
- Down payment assistance
- Non-QM loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 23
Beth LewisNMLS 219774
CrossCountry Mortgage · Evanston, IL · licensed in 23 states
- Down payment assistance
- Co-op
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 24
Sean HadleyNMLS 265075
CrossCountry Mortgage · Cleveland, OH · licensed in 3 states
- Down payment assistance
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 25
Nick AngeloNMLS 1572973
Guild Mortgage · Miamisburg, OH · licensed in 7 states
- Down payment assistance
- First-time buyer
- Real estate investor
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OH or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.