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Borrower situations · North Dakota

Loan officers for self-employed borrowers in North Dakota

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in North Dakota whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Angie Turley (Fairway Independent Mortgage Corporation, Mooresville) and Lindsay Witter (American Pacific Mortgage, Roseville). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Self-employed
    • Construction loan
    • Jumbo loan
    • USDA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • Self-employed
    • First-time buyer
    • VA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  3. 3

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Self-employed
    • Condo
    • Down payment assistance
    • FHA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ND license is confirmed with the state regulator (check mark), ND is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=ND. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.