Property types · Oregon

New construction loan officers in Oregon

As of 2026-10-09, LenDb lists 12 loan officers licensed in or based in Oregon whose lender pages show New construction work. The top-ranked are Kim Ray (Churchill Mortgage, Ocean Shores), Jessica Uphoff (Homeowners Financial Group, Westminster) and Joe Walker (CrossCountry Mortgage, Spokane Valley). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 12

  1. 1

    Kim RayNMLS 1314698

    Churchill Mortgage · Ocean Shores, WA · licensed in 3 states

    • New construction
    • FHA loan
    • VA loan
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Jessica UphoffNMLS 174999

    Homeowners Financial Group · Westminster, CO · licensed in 12 states

    • New construction
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed since 2008 (per Colorado records)
  3. 3

    Joe WalkerNMLS 299499

    CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states

    • New construction
    • Manufactured home
    • FHA loan
    • First-time buyer
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • States 24 years of experience (lender page, 2026-10-09)
  4. 4

    Samantha LindleyNMLS 1210610

    American Pacific Mortgage · Kennewick, WA · licensed in 5 states

    • New construction
    • Jumbo loan
    • Manufactured home
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • States 9 years of experience (lender page, 2026-10-09)
  5. 5

    Erin HendricksNMLS 90634

    Intercap Lending · Pleasant Grove, UT · licensed in 22 states

    • New construction
    • Construction loan
    • Down payment assistance
    • First-time buyer
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Josh AlexanderNMLS 400418

    U.S. Bank · Bank · Bend, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Bend, OR
  7. 7

    Jenny YuenNMLS 395902

    U.S. Bank · Bank · Lake Oswego, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Lake Oswego, OR
  8. 8

    Eric BergemannNMLS 507217

    U.S. Bank · Bank · Hillsboro, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Hillsboro, OR
  9. 9

    Gary S MayNMLS 611774

    Wells Fargo Home Mortgage · Bank · Bend, OR

    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Bend, OR
  10. 10

    Bill QuinnNMLS 633545

    U.S. Bank · Bank · Medford, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Medford, OR
  11. 11

    Randolph TergesenNMLS 1164983

    U.S. Bank · Bank · Eugene, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Eugene, OR
  12. 12

    Kristin JeffriesNMLS 1542061

    U.S. Bank · Bank · Bend, OR

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Bend, OR

Before you choose

Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.

  • Can you offer an extended rate lock that covers the build timeline?
  • How do you compare with the builder's preferred lender incentives?
  • What happens if the completion date slips?

More about New construction

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OR license is confirmed with the state regulator (check mark), OR is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.