LenDb.ai

Property types · Washington

Manufactured home loan officers in Washington

As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Washington whose lender pages show Manufactured home work. The top-ranked are Pamela Valadez (American Pacific Mortgage, Everett), Joe Walker (CrossCountry Mortgage, Spokane Valley) and Joe Hattendorf (BECU, Everett, Lake Stevens, Monroe, Smokey Point). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Pamela ValadezNMLS 74006

    American Pacific Mortgage · Everett, WA

    • Manufactured home
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Joe WalkerNMLS 299499

    CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states

    • Manufactured home
    • New construction
    • FHA loan
    • First-time buyer
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 24 years experience (stated on lender page, 2026-10-09)
  3. 3

    Joe HattendorfNMLS 517664

    BECU · Credit union · Everett, Lake Stevens, Monroe, Smokey Point, WA

    • Manufactured home
    • FHA loan
    • New construction
    • VA loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 12 years experience (stated on lender page, 2026-10-09)
  4. 4

    Stacey AllberyNMLS 2265547

    Guild Mortgage · Colville, WA

    • Manufactured home
    • First-time buyer
    • Rural property
    • FHA loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
  5. 5

    Samantha LindleyNMLS 1210610

    American Pacific Mortgage · Kennewick, WA · licensed in 5 states

    • Manufactured home
    • Jumbo loan
    • New construction
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 9 years experience (stated on lender page, 2026-10-09)
  6. 6

    Carol PopeNMLS 403897

    Empire Home Loans · Mortgage broker · Fair Oaks, CA

    • Manufactured home
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
  7. 7

    Roy MonteroNMLS 351403

    CrossCountry Mortgage · Honolulu, HI · licensed in 11 states

    • Manufactured home
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
  8. 8

    Christopher GibsonNMLS 1910430

    C2 Financial Corporation · Mortgage broker · Denver, WA · licensed in 3 states

    • Manufactured home
    • 1099 income
    • Bank statement loan
    • DSCR loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 2 years licensed
  9. 9

    Jacob HalseyNMLS 2002509

    Guild Mortgage · McMinnville, OR · licensed in 2 states

    • Manufactured home
    • First-time buyer
    • VA loan
    • Down payment assistance
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 5 years experience (stated on lender page, 2026-10-09)
  10. 10

    Emilee MacomberNMLS 1980747

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 5 states

    • Manufactured home
    • Construction loan
    • First-time buyer
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
  11. 11

    Caitlyn Suzanne McPeakeNMLS 1447832

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Manufactured home
    • Condo
    • FHA loan
    • VA loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 0 years licensed
  12. 12

    Diana FlynnNMLS 1934853

    NFM Lending · Columbus, OH · licensed in 23 states

    • Manufactured home
    • FHA loan
    • VA loan
    • Down payment assistance
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  13. 13

    Bethany HawkinsNMLS 517666

    BECU · Credit union · Federal Way, WA

    • Manufactured home
    • FHA loan
    • New construction
    • VA loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Branch in Washington; no license list on file yet, verify at NMLS Consumer Access
  14. 14

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • Manufactured home
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 3 years licensed

Before you choose

Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.

  • Do you finance manufactured homes as real property, chattel, or both?
  • What foundation certification and age requirements apply?
  • Can the land and home be financed together?

More about Manufactured home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in WA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=manufactured&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.