Property types · Idaho
Manufactured home loan officers in Idaho
As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Idaho whose lender pages show Manufactured home work. The top-ranked are Samantha Lindley (American Pacific Mortgage, Kennewick), Roy Montero (CrossCountry Mortgage, Honolulu) and Joe Walker (CrossCountry Mortgage, Spokane Valley). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 7
- 1
Samantha LindleyNMLS 1210610
American Pacific Mortgage · Kennewick, WA · licensed in 5 states
- Manufactured home
- Jumbo loan
- New construction
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- States 9 years of experience (lender page, 2026-10-09)
- 2
Roy MonteroNMLS 351403
CrossCountry Mortgage · Honolulu, HI · licensed in 11 states
- Manufactured home
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 3
Joe WalkerNMLS 299499
CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states
- Manufactured home
- New construction
- FHA loan
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- States 24 years of experience (lender page, 2026-10-09)
- 4
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Manufactured home
- Bank statement loan
- Down payment assistance
- DSCR loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 5
Teri AdamsNMLS 880762
Guild Mortgage · Twin Falls, ID
- Manufactured home
- First-time buyer
- Reverse mortgage
- Down payment assistance
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Office in Twin Falls, ID
- States 10 years of experience (lender page, 2026-10-09)
- 6
Emilee MacomberNMLS 1980747
CrossCountry Mortgage · Scottsdale, AZ · licensed in 5 states
- Manufactured home
- Construction loan
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- 7
Tara Nicole GonzalezNMLS 1591964
Guild Mortgage · Elko, NV · licensed in 2 states
- Manufactured home
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- States 14 years of experience (lender page, 2026-10-09)
Before you choose
Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.
- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=manufactured&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.