Property types · Montana

Manufactured home loan officers in Montana

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Montana whose lender pages show Manufactured home work. The top-ranked are Joe Walker (CrossCountry Mortgage, Spokane Valley) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Joe WalkerNMLS 299499

    CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states

    • Manufactured home
    • New construction
    • FHA loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • States 24 years of experience (lender page, 2026-10-09)
  2. 2

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • Manufactured home
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Manufactured home on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)

Before you choose

Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.

  • Do you finance manufactured homes as real property, chattel, or both?
  • What foundation certification and age requirements apply?
  • Can the land and home be financed together?

More about Manufactured home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MT license is confirmed with the state regulator (check mark), MT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=manufactured&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.