Property types · Colorado
Manufactured home loan officers in Colorado
As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Colorado whose lender pages show Manufactured home work. The top-ranked are Roy Montero (CrossCountry Mortgage, Honolulu), Christopher Gibson (C2 Financial Corporation) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 4
- 1
Roy MonteroNMLS 351403
CrossCountry Mortgage · Honolulu, HI · licensed in 11 states
- Manufactured home
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100500425), verified 2026-10-09
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 2
Christopher GibsonNMLS 1910430
C2 Financial Corporation · Mortgage broker · licensed in 3 states
- Manufactured home
- 1099 income
- Bank statement loan
- DSCR loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100515656), verified 2026-10-09
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Manufactured home
- Bank statement loan
- Down payment assistance
- DSCR loan
- CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Kellie BuchananNMLS 744052
Highlands Residential Mortgage · Angel Fire, NM · licensed in 6 states
- Manufactured home
- Down payment assistance
- Condo
- Construction loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-09
- Lists Manufactured home on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 34 years of experience (lender page, 2026-10-09)
Before you choose
Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.
- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=manufactured&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.