Loan programs · South Dakota
Non-QM loan officers in South Dakota
As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in South Dakota whose lender pages show Non-QM loan work. The top-ranked are Josh Patrick (CrossCountry Mortgage, Newport Beach), Sarena Talbert (CrossCountry Mortgage, Newport Beach) and Jerry Sundt (CrossCountry Mortgage, Tucson). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 14
- 1
Josh PatrickNMLS 667835
CrossCountry Mortgage · Newport Beach, CA · licensed in 18 states
- Non-QM loan
- Jumbo loan
- First-time buyer
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states
- Non-QM loan
- Jumbo loan
- Reverse mortgage
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 3
Jerry SundtNMLS 168111
CrossCountry Mortgage · Tucson, AZ · licensed in 36 states
- Non-QM loan
- Jumbo loan
- Real estate investor
- First-time buyer
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 4
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Non-QM loan
- Construction loan
- Real estate investor
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 5
Michael MizrahiNMLS 188831
CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states
- Non-QM loan
- Jumbo loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- 6
Ryan BrownNMLS 334861
CrossCountry Mortgage · Palm Beach Gardens, FL · licensed in 7 states
- Non-QM loan
- Jumbo loan
- VA loan
- First-time buyer
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 7
Josh OsborneNMLS 473258
CrossCountry Mortgage · Sioux Falls, SD · licensed in 14 states
- Non-QM loan
- Real estate investor
- First-time buyer
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Office in Sioux Falls, SD
- Licensed since 2018 (per Colorado records)
- 8
Dan GjeldumNMLS 686529
CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states
- Non-QM loan
- Jumbo loan
- VA loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 9
Steve CurringtonNMLS 203687
CrossCountry Mortgage · Tulsa, OK · licensed in 24 states
- Non-QM loan
- VA loan
- FHA loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 10
Molly Barndt, MBA, CSCPNMLS 2236749
CrossCountry Mortgage · Chicago, IL · licensed in 29 states
- Non-QM loan
- Physician and medical professional
- Real estate investor
- Jumbo loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 5 years of experience (lender page, 2026-10-09)
- 11
Mike CookNMLS 232248
CrossCountry Mortgage · San Diego, CA · licensed in 23 states
- Non-QM loan
- Jumbo loan
- VA loan
- FHA loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- 12
Matt RipleyNMLS 17006
CrossCountry Mortgage · Bloomington, MN · licensed in 8 states
- Non-QM loan
- Jumbo loan
- Real estate investor
- VA loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 13
Bryan BentleyNMLS 400911
CrossCountry Mortgage · Bloomington, MN · licensed in 5 states
- Non-QM loan
- Construction loan
- Jumbo loan
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 14
Josh RiversNMLS 413732
CrossCountry Mortgage · Eugene, OR · licensed in 4 states
- Non-QM loan
- Down payment assistance
- First-time buyer
- SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
Before you choose
Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.
- Which non-QM investors do you work with?
- Why does my situation need non-QM rather than an agency loan?
- Is there a prepayment penalty, and can I refinance later?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SD license is confirmed with the state regulator (check mark), SD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=SD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.