Loan programs · South Dakota

Jumbo loan officers in South Dakota

As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in South Dakota whose lender pages show Jumbo loan work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Josh Patrick (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Jumbo loan
    • Down payment assistance
    • Real estate investor
    • USDA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  2. 2

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Jumbo loan
    • Self-employed
    • Construction loan
    • USDA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Josh PatrickNMLS 667835

    CrossCountry Mortgage · Newport Beach, CA · licensed in 18 states

    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • Reverse mortgage
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  5. 5

    Matt ShinerNMLS 1260521

    NFM Lending · Tempe, AZ · licensed in 9 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  6. 6

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  7. 7

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  8. 8

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  9. 9

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  10. 10

    Ryan BrownNMLS 334861

    CrossCountry Mortgage · Palm Beach Gardens, FL · licensed in 7 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
  11. 11

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • Jumbo loan
    • VA loan
    • FHA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
  12. 12

    Dan GjeldumNMLS 686529

    CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
  13. 13

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Jumbo loan
    • Condo
    • Down payment assistance
    • FHA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  14. 14

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • Jumbo loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  15. 15

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Jumbo loan
    • Physician and medical professional
    • Real estate investor
    • Non-QM loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 5 years of experience (lender page, 2026-10-09)
  16. 16

    Rob BaatzNMLS 52740

    CrossCountry Mortgage · Sioux Falls, SD · licensed in 5 states

    • Jumbo loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Office in Sioux Falls, SD
  17. 17

    Mike CookNMLS 232248

    CrossCountry Mortgage · San Diego, CA · licensed in 23 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • FHA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  18. 18

    Jay ClaytonNMLS 1983764

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 19 states

    • Jumbo loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  19. 19

    Matt RipleyNMLS 17006

    CrossCountry Mortgage · Bloomington, MN · licensed in 8 states

    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  20. 20

    Derrick PolderNMLS 207630

    CrossCountry Mortgage · Tucson, AZ · licensed in 28 states

    • Jumbo loan
    • VA loan
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  21. 21

    Corey JohnsonNMLS 331544

    CrossCountry Mortgage · Tequesta, FL · licensed in 12 states

    • Jumbo loan
    • Condo
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  22. 22

    Bryan BentleyNMLS 400911

    CrossCountry Mortgage · Bloomington, MN · licensed in 5 states

    • Jumbo loan
    • Construction loan
    • Non-QM loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  23. 23

    Will RobertsNMLS 2539676

    CrossCountry Mortgage · Melville, NY · licensed in 40 states

    • Jumbo loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  24. 24

    Nick WeeksNMLS 415107

    CrossCountry Mortgage · Overland Park, KS · licensed in 47 states

    • Jumbo loan
    • VA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  25. 25

    Bridget IscheNMLS 480187

    Guild Mortgage · Prior Lake, MN · licensed in 7 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Down payment assistance
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SD license is confirmed with the state regulator (check mark), SD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=SD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.