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Loan programs · South Dakota

Reverse mortgage loan officers in South Dakota

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in South Dakota whose lender pages show Reverse mortgage work. The top-ranked are Earl Rose (CrossCountry Mortgage, Bloomington), Devin Fahrner (American Pacific Mortgage, Eagle) and Sarena Talbert (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 7

  1. 1

    Earl RoseNMLS 212480

    CrossCountry Mortgage · Bloomington, MN · licensed in 15 states

    • Reverse mortgage
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 45 years of experience (lender page, 2026-10-09)
  2. 2

    Devin FahrnerNMLS 399405

    American Pacific Mortgage · Eagle, ID · licensed in 17 states

    • Reverse mortgage
    • VA loan
    • First-time buyer
    • Real estate investor
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  4. 4

    Zack NoredNMLS 1446942

    Guild Mortgage · Boise, ID · licensed in 15 states

    • Reverse mortgage
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  5. 5

    Trevor SatkowskiNMLS 1614027

    Guild Mortgage · San Diego, CA · licensed in 14 states

    • Reverse mortgage
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
  6. 6

    Amber DockenNMLS 1236912

    CrossCountry Mortgage · Bozeman, MT · licensed in 6 states

    • Reverse mortgage
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
  7. 7

    Olivia Noel GreerNMLS 2407036

    Guild Mortgage · Boulder, CO · licensed in 3 states

    • Reverse mortgage
    • FHA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SD license is confirmed with the state regulator (check mark), SD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=SD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.