Loan programs · South Dakota

Down payment assistance loan officers in South Dakota

As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in South Dakota whose lender pages show Down payment assistance work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), Ashlee Shipley (Fairway Independent Mortgage Corporation, Salt Lake City) and Andre Yarina (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 6

  1. 1

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • USDA loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  2. 2

    Ashlee ShipleyNMLS 1280022

    Fairway Independent Mortgage Corporation · Salt Lake City, UT · licensed in 4 states

    • Down payment assistance
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  3. 3

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  4. 4

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Down payment assistance
    • Condo
    • FHA loan
    • Jumbo loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  5. 5

    Josh RiversNMLS 413732

    CrossCountry Mortgage · Eugene, OR · licensed in 4 states

    • Down payment assistance
    • Non-QM loan
    • First-time buyer
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  6. 6

    Bridget IscheNMLS 480187

    Guild Mortgage · Prior Lake, MN · licensed in 7 states

    • Down payment assistance
    • First-time buyer
    • Real estate investor
    • Jumbo loan
    • SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SD license is confirmed with the state regulator (check mark), SD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=SD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.