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Borrower situations · Alaska

Loan officers for self-employed borrowers in Alaska

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Alaska whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Evan Luchaco (Churchill Mortgage, Portland) and James Hair (CrossCountry Mortgage, Houston). Ranking is lender-neutral: specialty evidence first, then a license in AK, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Self-employed
    • Construction loan
    • Jumbo loan
    • USDA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Evan LuchacoNMLS 887608

    Churchill Mortgage · Portland, OR · licensed in 12 states

    • Self-employed
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)
    • States 12 years of experience (lender page, 2026-10-09)
  3. 3

    James HairNMLS 1680348

    CrossCountry Mortgage · Houston, TX · licensed in 13 states

    • Self-employed
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  4. 4

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Self-employed
    • Condo
    • Down payment assistance
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AK license is confirmed with the state regulator (check mark), AK is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=AK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.