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Property types · Nevada

Vacation home loan officers in Nevada

As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Nevada whose lender pages show Vacation home work. The top-ranked are Daniel Patrick Nacarato (Barrett Financial Group, Chandler), Cory Blackburn (Loan Factory) and Joshua Martinez (Empire Home Loans, Fair Oaks). Ranking is lender-neutral: specialty evidence first, then a license in NV, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 15

  1. 1

    Daniel Patrick NacaratoNMLS 247584

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 5 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Cory BlackburnNMLS 251419

    Loan Factory · Mortgage broker · licensed in 4 states

    • Vacation home
    • Condo
    • DSCR loan
    • Non-warrantable condo
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Joshua MartinezNMLS 1955000

    Empire Home Loans · Mortgage broker · Fair Oaks, CA

    • Vacation home
    • Condo
    • FHA loan
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Vacation home
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Tara OffenbacherNMLS 1966178

    Guild Mortgage · South Lake Tahoe, CA · licensed in 2 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Chelsy CombsNMLS 1091936

    Guild Mortgage · Truckee, CA · licensed in 2 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Dan DuenasNMLS 340064

    Barrett Financial Group · Mortgage broker · Gilbert, AZ · licensed in 3 states

    • Vacation home
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Vacation home
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Nick CarterNMLS 200547

    Directors Mortgage · Eugene, OR · licensed in 8 states

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Kevin RudrudNMLS 335381

    NFM Lending · Kailua-Kona, HI · licensed in 7 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Vacation home
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in NV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  12. 12

    Crystal SchulzNMLS 1469941

    JPMorgan Chase Bank (Chase Home Lending) · Las Vegas, NV

    • Vacation home
    • Self-employed
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Nevada; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  13. 13

    Aleksandrina TellerNMLS 1610568

    JPMorgan Chase Bank (Chase Home Lending) · Las Vegas, NV

    • Vacation home
    • Self-employed
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Nevada; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  14. 14

    Wei DaiNMLS 389789

    JPMorgan Chase Bank (Chase Home Lending) · Las Vegas, NV

    • Vacation home
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Nevada; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  15. 15

    Scott GillespieNMLS 252908

    Evergreen Home Loans · Las Vegas, NV

    • Vacation home
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in Nevada; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NV or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=NV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.