Loan programs · Montana
Bank statement loan officers in Montana
As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Montana whose lender pages show Bank statement loan work. The top-ranked are Rajat Jetley (CrossCountry Mortgage, San Juan Capistrano), Erica Renslow (Guild Mortgage, Bozeman) and Chad Mayer (Guild Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 5
- 1
Rajat JetleyNMLS 1595897
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 9 states
- Bank statement loan
- Jumbo loan
- VA loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MT (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 2
Erica RenslowNMLS 707830
Guild Mortgage · Bozeman, MT · licensed in 2 states
- Bank statement loan
- Down payment assistance
- DSCR loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MT (listed on lender page, verified 2026-10-09)
- Branch in Montana
- 15 years experience (stated on lender page, 2026-10-09)
- 3
Chad MayerNMLS 280921
Guild Mortgage · Scottsdale, AZ · licensed in 12 states
- Bank statement loan
- DSCR loan
- Non-QM loan
- First-time buyer
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MT (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MT (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 5
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Bank statement loan
- Down payment assistance
- DSCR loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in MT (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.