Property types · North Carolina
Condo loan officers in North Carolina
As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in North Carolina whose lender pages show Condo work. The top-ranked are Chad Lubben (CrossCountry Mortgage, Cornelius), Maggie Mikaitis (CrossCountry Mortgage, Chicago) and Jeffrey Zulauf (CrossCountry Mortgage, Suwanee). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 17
- 1
Chad LubbenNMLS 447796
CrossCountry Mortgage · Cornelius, NC · licensed in 12 states
- Condo
- Jumbo loan
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- No disciplinary actions on file at LenDb
- 2
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Condo
- Real estate investor
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 3
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- Condo
- First-time buyer
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 4
Vince CurcioNMLS 102096
First Heritage Mortgage · Mt. Pleasant, SC · licensed in 8 states
- Condo
- Construction loan
- Renovation loan (203k / HomeStyle)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 5
Krissy LawsonNMLS 1256491
First Home Mortgage · Mt. Pleasant, SC · licensed in 5 states
- Condo
- First-time buyer
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 6
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- Condo
- First-time buyer
- Non-QM loan
- New construction
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 7
Tammy FrithNMLS 190264
CrossCountry Mortgage · Destin, FL · licensed in 5 states
- Condo
- Non-QM loan
- Jumbo loan
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 8
Travis BlaytonNMLS 1493984
CrossCountry Mortgage · Florence, SC · licensed in 4 states
- Condo
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Lori RousseauNMLS 506634
CrossCountry Mortgage · Alpharetta, GA · licensed in 6 states
- Condo
- Jumbo loan
- Non-QM loan
- VA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 10
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Condo
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 11
Justin BonuraNMLS 73184
CrossCountry Mortgage · Denville, NJ · licensed in 19 states
- Condo
- Jumbo loan
- VA loan
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 12
Kristina KukurudzaNMLS 420705
JPMorgan Chase Bank (Chase Home Lending) · Mooresville, NC
- Condo
- Co-op
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in North Carolina; no license list on file yet, verify at NMLS Consumer Access
- 29 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Nick KristoffNMLS 379253
CrossCountry Mortgage · Bluffton, SC · licensed in 5 states
- Condo
- Construction loan
- FHA loan
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 14
Robert CarterNMLS 898005
Highlands Residential Mortgage · Knoxville, TN · licensed in 8 states
- Condo
- Construction loan
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 15
Brent SchreursNMLS 212462
CrossCountry Mortgage · Tequesta, FL · licensed in 11 states
- Condo
- Construction loan
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 16
Court CrofootNMLS 200175
CrossCountry Mortgage · Scottsdale, AZ · licensed in 11 states
- Condo
- Co-op
- Construction loan
- Down payment assistance
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 17
Thomas CraggNMLS 397342
JPMorgan Chase Bank (Chase Home Lending) · Cary, NC
- Condo
- Co-op
- Vacation home
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in North Carolina; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
The building's budget, reserves, litigation and owner-occupancy ratio all affect approval, not just the buyer's credit.
- Is this project already approved or warrantable with your investors?
- What documents do you need from the HOA, and who orders the condo questionnaire?
- How do you handle a project with pending litigation or low reserves?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=condo&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.