Loan programs · Idaho

Construction loan officers in Idaho

As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Idaho whose lender pages show Construction loan work. The top-ranked are Robert Hall (Churchill Mortgage, Nampa), Christina McCollum (Churchill Mortgage, Kennewick) and Raena Pinchuk (CrossCountry Mortgage, Coeur d'Alene). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Robert HallNMLS 41584

    Churchill Mortgage · Nampa, ID

    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Nampa, ID
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Christina McCollumNMLS 1398321

    Churchill Mortgage · Kennewick, WA · licensed in 21 states

    • Construction loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Raena PinchukNMLS 1488388

    CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 4 states

    • Construction loan
    • First-time buyer
    • New construction
    • Self-employed
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur d'Alene, ID
    • States 17 years of experience (lender page, 2026-10-09)
  4. 4

    Erin HendricksNMLS 90634

    Intercap Lending · Pleasant Grove, UT · licensed in 22 states

    • Construction loan
    • Down payment assistance
    • First-time buyer
    • New construction
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    Danielle YoungNMLS 265241

    CrossCountry Mortgage · South Jordan, UT · licensed in 9 states

    • Construction loan
    • Jumbo loan
    • Non-QM loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  6. 6

    April JanasNMLS 299013

    CrossCountry Mortgage · Puyallup, WA · licensed in 13 states

    • Construction loan
    • Down payment assistance
    • HELOC
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Heidi GreenNMLS 344768

    CrossCountry Mortgage · Seattle, WA · licensed in 5 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  8. 8

    Morgan CassidyNMLS 1948856

    Union Home Mortgage · Ocala, FL · licensed in 9 states

    • Construction loan
    • First-time buyer
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  9. 9

    Bruce BrinkerhoffNMLS 639483

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • Construction loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  10. 10

    Emilee MacomberNMLS 1980747

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 5 states

    • Construction loan
    • First-time buyer
    • Manufactured home
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
  11. 11

    Jeff EdwardsNMLS 404522

    Churchill Mortgage · Coeur d'Alene, ID · licensed in 5 states

    • Construction loan
    • FHA loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur d'Alene, ID
  12. 12

    Julie HobbsNMLS 90637

    U.S. Bank · Bank · Boise, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Boise, ID
  13. 13

    Sidney VogtNMLS 410668

    U.S. Bank · Bank · Nampa, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Nampa, ID
  14. 14

    Craig BedsoleNMLS 413632

    U.S. Bank · Bank · Coeur d'Alene, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur d'Alene, ID
  15. 15

    Linda HigbyNMLS 487383

    U.S. Bank · Bank · Boise, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Boise, ID
  16. 16

    Scott TuremanNMLS 522506

    U.S. Bank · Bank · Idaho Falls, ID

    • Construction loan
    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Idaho Falls, ID
  17. 17

    Mike BauscherNMLS 1190931

    U.S. Bank · Bank · Boise, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Boise, ID
  18. 18

    Eliza BuckNMLS 1231900

    U.S. Bank · Bank · Ketchum, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Ketchum, ID
  19. 19

    Kayla MaiNMLS 1538365

    U.S. Bank · Bank · Coeur d'Alene, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur d'Alene, ID
  20. 20

    Darren MiltonNMLS 1890673

    U.S. Bank · Bank · Meridian, ID

    • Construction loan
    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Meridian, ID
  21. 21

    Amy HerberNMLS 880954

    American Pacific Mortgage · Eagle, ID · licensed in 9 states

    • Construction loan
    • Down payment assistance
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Eagle, ID
    • Licensed since 2022 (per Colorado records)
  22. 22

    Jeffrey WithycombeNMLS 183485

    U.S. Bank · Bank · Coeur d'Alene, ID

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur d'Alene, ID
  23. 23

    Ashlie RoeNMLS 639380

    CrossCountry Mortgage · Eden, UT · licensed in 11 states

    • Construction loan
    • Real estate investor
    • FHA loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  24. 24

    Kelly HintzNMLS 450644

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Construction loan
    • Real estate investor
    • HELOC
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  25. 25

    Lisa KellyNMLS 716658

    CrossCountry Mortgage · Hayden, ID · licensed in 2 states

    • Construction loan
    • Self-employed
    • First-time buyer
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Hayden, ID

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.