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Borrower situations · Hawaii

Loan officers for real estate investors in Hawaii

As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in Hawaii whose lender pages show Real estate investor work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Blayney White (CrossCountry Mortgage, Petaluma) and Sheilla Lavadia (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 19

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • FHA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Blayney WhiteNMLS 239189

    CrossCountry Mortgage · Petaluma, CA · licensed in 12 states

    • Real estate investor
    • Non-QM loan
    • First-time buyer
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  3. 3

    Sheilla LavadiaNMLS 1399453

    Loan Factory · Mortgage broker · licensed in 10 states

    • Real estate investor
    • 1099 income
    • First-time buyer
    • Self-employed
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  4. 4

    Ian WrightNMLS 188395

    Loan Factory · Mortgage broker · San Diego, CA · licensed in 10 states

    • Real estate investor
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Colorado records)
    • States 18 years of experience (lender page, 2026-10-09)
  5. 5

    Dane CostaNMLS 787138

    Xpert Home Lending · Mortgage broker · Hawaii

    • Real estate investor
    • First-time buyer
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Hawaii
    • States 5 years of experience (lender page, 2026-10-09)
  6. 6

    Charles TollNMLS 1783114

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states

    • Real estate investor
    • Non-QM loan
    • Self-employed
    • First-time buyer
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  7. 7

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • Real estate investor
    • Down payment assistance
    • Reverse mortgage
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
    • States 20 years of experience (lender page, 2026-10-09)
  8. 8

    Ubaldo V Leon IIINMLS 304012

    CrossCountry Mortgage · Lewisville, TX · licensed in 14 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  9. 9

    Josh SurverNMLS 2459945

    Xpert Home Lending · Mortgage broker · licensed in 26 states

    • Real estate investor
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  10. 10

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • Real estate investor
    • VA loan
    • Jumbo loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 12 years of experience (lender page, 2026-10-09)
  11. 11

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  12. 12

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  13. 13

    Seth AugustNMLS 1552226

    Loan Factory · Mortgage broker · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  14. 14

    Christie MitsumuraNMLS 1396234

    Envoy Mortgage · Honolulu, HI · licensed in 2 states

    • Real estate investor
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Honolulu, HI
    • Licensed since 2023 (per Florida records)
  15. 15

    Luan NguyenNMLS 2239840

    Loan Factory · Mortgage broker · licensed in 2 states

    • Real estate investor
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
  16. 16

    Kelly CortNMLS 448152

    Guild Mortgage · Santa Rosa, CA · licensed in 50 states

    • Real estate investor
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  17. 17

    Kelly HintzNMLS 450644

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Real estate investor
    • Construction loan
    • HELOC
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  18. 18

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  19. 19

    Monica JonesNMLS 290779

    CrossCountry Mortgage · Benicia, CA · licensed in 9 states

    • Real estate investor
    • Non-QM loan
    • VA loan
    • FHA loan
    • HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a HI license is confirmed with the state regulator (check mark), HI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=HI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.