Loan programs · Hawaii
USDA loan officers in Hawaii
As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Hawaii whose lender pages show USDA loan work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Lance Doiguchi (LeaderOne Financial, Honolulu) and Hamo Alualu (Barrett Financial Group, Honolulu). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 14
- 1
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- USDA loan
- Self-employed
- Construction loan
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Lance DoiguchiNMLS 272696
LeaderOne Financial · Honolulu, HI
- USDA loan
- Reverse mortgage
- Construction loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- No disciplinary actions on file at LenDb
- 3
Hamo AlualuNMLS 941106
Barrett Financial Group · Honolulu, HI
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- No disciplinary actions on file at LenDb
- 4
Jessica TakayesuNMLS 1089638
Guild Mortgage · Kailua, HI · licensed in 3 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- No disciplinary actions on file at LenDb
- 5
Shawn DurantNMLS 221971
American Pacific Mortgage · Roseville, CA · licensed in 45 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 6
Cathy MeditiNMLS 326020
American Pacific Mortgage · Kihei, HI
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- No disciplinary actions on file at LenDb
- 7
Evan SouzaNMLS 1675909
Xpert Home Lending · Sacramento, CA · licensed in 2 states
- USDA loan
- Asset-based qualifying
- Bank statement loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 8
Ryan HadenNMLS 339607
Guild Mortgage · Irvine, CA · licensed in 15 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 9
Dane CostaNMLS 787138
Xpert Home Lending · Hawaii
- USDA loan
- First-time buyer
- Real estate investor
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- 11 years experience (stated on lender page, 2026-10-09)
- 10
Manen PanNMLS 1006352
First Citizens Bank · Pasadena, CA · licensed in 32 states
- USDA loan
- Real estate investor
- Construction loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Elena De LuzNMLS 1180152
Barrett Financial Group · Chandler, AZ · licensed in 2 states
- USDA loan
- Down payment assistance
- DSCR loan
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Min NicarNMLS 1569049
Loan Factory · licensed in 6 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 13
Alex RamirezNMLS 450556
Xpert Home Lending · licensed in 5 states
- USDA loan
- VA loan
- Asset-based qualifying
- Bank statement loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 14
Tanny WatersNMLS 892213
C2 Financial Corporation · licensed in 6 states
- USDA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in HI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=HI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.