Property types · District of Columbia

New construction loan officers in District of Columbia

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in District of Columbia whose lender pages show New construction work. The top-ranked are Scott Hine (Fairway Independent Mortgage Corporation, Fredericksburg), Scott Phillips (First Heritage Mortgage) and Alan Easterwood (TowneBank Mortgage, Anniston). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Scott HineNMLS 475661

    Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 14 states

    • New construction
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 9, 2020 (Florida), per state regulator
  2. 2

    Scott PhillipsNMLS 181137

    First Heritage Mortgage · licensed in 9 states

    • New construction
    • Non-QM loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 1, 2024 (Florida), per state regulator
  3. 3

    Alan EasterwoodNMLS 644550

    TowneBank Mortgage · Bank · Anniston, AL · licensed in 18 states

    • New construction
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
  4. 4

    Chase CusackNMLS 1288538

    First Home Mortgage · Annapolis, MD · licensed in 3 states

    • New construction
    • FHA loan
    • USDA loan
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
  5. 5

    Caryn GraftonNMLS 312906

    Atlantic Coast Mortgage · Leesburg, VA · licensed in 3 states

    • New construction
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)

Before you choose

Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.

  • Can you offer an extended rate lock that covers the build timeline?
  • How do you compare with the builder's preferred lender incentives?
  • What happens if the completion date slips?

More about New construction

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DC license is confirmed with the state regulator (check mark), DC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.