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Property types · Idaho

New construction loan officers in Idaho

As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Idaho whose lender pages show New construction work. The top-ranked are Joe Walker (CrossCountry Mortgage, Spokane Valley), Trudi Hatch (Guild Mortgage, Tremonton) and Jess Uphoff (Homeowners Financial Group, Westminster). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Joe WalkerNMLS 299499

    CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states

    • New construction
    • Manufactured home
    • FHA loan
    • First-time buyer
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 24 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Trudi HatchNMLS 139284

    Guild Mortgage · Tremonton, UT · licensed in 3 states

    • New construction
    • Down payment assistance
    • FHA loan
    • Real estate investor
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 27 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Jess UphoffNMLS 174999

    Homeowners Financial Group · Westminster, CO · licensed in 12 states

    • New construction
    • Construction loan
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Samantha LindleyNMLS 1210610

    American Pacific Mortgage · Kennewick, WA · licensed in 5 states

    • New construction
    • Jumbo loan
    • Manufactured home
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 9 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Ryan SandellNMLS 221731

    NFM Lending · Tempe, AZ · licensed in 10 states

    • New construction
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Sunny LarsenNMLS 505811

    CrossCountry Mortgage · Puyallup, WA · licensed in 8 states

    • New construction
    • Jumbo loan
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Bill MarkhamNMLS 271518

    Cardinal Financial Company · Layton, UT · licensed in 5 states

    • New construction
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Raena PinchukNMLS 1488388

    CrossCountry Mortgage · Coeur d'Alene, ID

    • New construction
    • First-time buyer
    • Self-employed
    • Construction loan
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Amber Michelle ColemanNMLS 229656

    Guild Mortgage · Las Vegas, NV · licensed in 5 states

    • New construction
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • New construction
    • Asset-based qualifying
    • Real estate investor
    • Reverse mortgage
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Erin HendricksNMLS 90634

    Intercap Lending · Pleasant Grove, UT · licensed in 22 states

    • New construction
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • New construction
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed in ID (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Scott TuremanNMLS 522506

    U.S. Bank · Idaho Falls, ID

    • New construction
    • Construction loan
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  14. 14

    Darren MiltonNMLS 1890673

    U.S. Bank · Meridian, ID

    • New construction
    • Construction loan
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.

  • Can you offer an extended rate lock that covers the build timeline?
  • How do you compare with the builder's preferred lender incentives?
  • What happens if the completion date slips?

More about New construction

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ID or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.