Loan programs · Massachusetts
Renovation loan officers in Massachusetts
As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Massachusetts whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Trevor McFarland (Guild Mortgage, Worcester), Scott Lacey (Guild Mortgage, Lincoln) and Derick Andrade (First Home Mortgage, Seekonk). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Trevor McFarlandNMLS 38803
Guild Mortgage · Worcester, MA · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Down payment assistance
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Worcester, MA
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Derick AndradeNMLS 2051827
First Home Mortgage · Seekonk, MA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Seekonk, MA
- Licensed since 2023 (per Florida records)
- States 12 years of experience (lender page, 2026-10-09)
- 4
Nick ZannelliNMLS 35693
CrossCountry Mortgage · Beverly, MA
- Renovation loan (203k / HomeStyle)
- Non-QM loan
- First-time buyer
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Beverly, MA
- States 20 years of experience (lender page, 2026-10-09)
- 5
Leo TurcoNMLS 706769
CrossCountry Mortgage · Topsfield, MA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- First-time buyer
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Topsfield, MA
- Licensed since 2025 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 6
Kathy VaselNMLS 50076
CrossCountry Mortgage · Andover, MA · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- VA loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Andover, MA
- 7
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 8
Lisa UmbehauerNMLS 404383
CrossCountry Mortgage · Union, NJ · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 9
Sara WescottNMLS 1181982
CrossCountry Mortgage · South Portland, ME · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- VA loan
- First-time buyer
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Erik FermNMLS 1216345
CrossCountry Mortgage · Norwell, MA · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Jumbo loan
- Non-QM loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Norwell, MA
- Licensed since 2023 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 11
Amy DirazonianNMLS 115796
Movement Mortgage · Danvers, MA
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Danvers, MA
- 12
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- VA loan
- First-time buyer
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 13
Chris Falbo, CRMP, CMANMLS 2224020
CrossCountry Mortgage · Beverly, MA · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Construction loan
- Non-QM loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Beverly, MA
- Licensed since 2022 (per Florida records)
- 14
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Renovation loan (203k / HomeStyle)
- Condo
- Down payment assistance
- FHA loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 15
Tim PowellNMLS 136749
Churchill Mortgage · Decatur, IN · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 16
Richard MillerNMLS 1400130
CrossCountry Mortgage · Cleveland, OH · licensed in 25 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 17
Todd NunisNMLS 134294
Guild Mortgage · Colleyville, TX · licensed in 32 states
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 18
Kim NourseNMLS 522472
CrossCountry Mortgage · Chelmsford, MA
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- FHA loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Chelmsford, MA
- 19
Damon LaylockNMLS 973325
CrossCountry Mortgage · Melville, NY · licensed in 17 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 20
David SchleyNMLS 2292691
CrossCountry Mortgage · Denville, NJ · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 21
Amy JamesNMLS 2088909
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 22
Kaeleigh GriggNMLS 2495770
CrossCountry Mortgage · Manasquan, NJ · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 23
Beatriz VillalobosNMLS 2175864
CrossCountry Mortgage · Sierra Vista, AZ · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- Condo
- Construction loan
- Down payment assistance
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 24
Alyssa CaliendoNMLS 1849915
CrossCountry Mortgage · San Diego, CA · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- Jumbo loan
- Non-QM loan
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 25
Maria SeeleyNMLS 1102921
CrossCountry Mortgage · Surfside Beach, SC · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MA license is confirmed with the state regulator (check mark), MA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.