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Loan programs · Connecticut

USDA loan officers in Connecticut

As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Connecticut whose lender pages show USDA loan work. The top-ranked are Terry T. Terzakis (Homestead Funding, North Haven), Lori Jule (Atlantic Coast Mortgage, Fairfax) and Joshua Hayden (Total Mortgage Services, Milford). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 21

  1. 1

    Terry T. TerzakisNMLS 110369

    Homestead Funding · North Haven, CT · licensed in 12 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • 10 years licensed
  2. 2

    Lori JuleNMLS 190409

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Joshua HaydenNMLS 2446332

    Total Mortgage Services · Milford, CT

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • No disciplinary actions on file at LenDb
  4. 4

    Kayla DermodyNMLS 2664010

    Total Mortgage Services · Shelton, CT

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • No disciplinary actions on file at LenDb
  5. 5

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • USDA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Todd McDermottNMLS 63690

    Homestead Funding · Goshen, NY · licensed in 9 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Shawn MartinNMLS 76599

    Allied Mortgage Group · Middletown, CT · licensed in 7 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • 10 years licensed
  8. 8

    Mike NadeauNMLS 20421

    First Home Mortgage · Seekonk, MA · licensed in 4 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    James McQuadeNMLS 62601

    Embrace Home Loans · Melville, NY · licensed in 7 states

    • USDA loan
    • FHA loan
    • VA loan
    • Down payment assistance
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Anthony LiquoreNMLS 117157

    Total Mortgage Services · Glastonbury, CT · licensed in 2 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • Branch in Connecticut
    • No disciplinary actions on file at LenDb
  11. 11

    Joshua PhillipsNMLS 157670

    Churchill Mortgage · Brentwood, TN · licensed in 10 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Shawn DurantNMLS 221971

    American Pacific Mortgage · Roseville, CA · licensed in 45 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Adam SlackNMLS 203603

    CrossCountry Mortgage · Wilmington, NC · licensed in 27 states

    • USDA loan
    • VA loan
    • FHA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Michele PoulinNMLS 327194

    Union Home Mortgage · North Augusta, SC · licensed in 4 states

    • USDA loan
    • New construction
    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Heidi GageNMLS 213769

    NFM Lending · Linthicum, MD · licensed in 27 states

    • USDA loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Stephanie MadeuxNMLS 2251240

    Embrace Home Loans · Melville, NY · licensed in 4 states

    • USDA loan
    • Down payment assistance
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Richard Ricky JarvisNMLS 1301286

    Embrace Home Loans · Melville, NY · licensed in 10 states

    • USDA loan
    • FHA loan
    • VA loan
    • Down payment assistance
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Sandra GuideNMLS 781301

    Embrace Home Loans · Manchester, NH · licensed in 5 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • USDA loan
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  20. 20

    Nathan BartlettNMLS 1821779

    Embrace Home Loans · Salem, NH · licensed in 4 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  21. 21

    Suresh SapkotaNMLS 2091996

    Xpert Home Lending · licensed in 6 states

    • USDA loan
    • Bank statement loan
    • FHA loan
    • ITIN borrower
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CT (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.