Loan programs · Connecticut
Renovation loan officers in Connecticut
As of 2026-10-09, LenDb lists 31 loan officers licensed in or based in Connecticut whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Eric Billings (Fairway Independent Mortgage Corporation, Hartford), Trevor McFarland (Guild Mortgage, Worcester) and Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Eric BillingsNMLS 98410
Fairway Independent Mortgage Corporation · Hartford, CT
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Hartford, CT
- States 26 years of experience (lender page, 2026-10-09)
- 2
Trevor McFarlandNMLS 38803
Guild Mortgage · Worcester, MA · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Down payment assistance
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Rene GonzalezNMLS 62315
Fairway Independent Mortgage Corporation · Freeport, NY · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Charlie NapolitanoNMLS 155198
Revolution Mortgage · Westerville, OH · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 7
Joan KofskyNMLS 133361
CrossCountry Mortgage · Wayne, PA · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 8
Derick AndradeNMLS 2051827
First Home Mortgage · Seekonk, MA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 12 years of experience (lender page, 2026-10-09)
- 9
Quentin HardyNMLS 420639
CrossCountry Mortgage · Charlotte, NC · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 10
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 11
Tom GatesNMLS 61691
CrossCountry Mortgage · Montvale, NJ · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 12
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- FHA loan
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 13
Judelka DiazNMLS 2253012
Embrace Home Loans · Amityville, NY · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 14
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- VA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 15
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Renovation loan (203k / HomeStyle)
- Condo
- Down payment assistance
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 16
Erik JohnsonNMLS 729262
CrossCountry Mortgage · White Plains, NY · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Non-QM loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 17
Damon LaylockNMLS 973325
CrossCountry Mortgage · Melville, NY · licensed in 17 states
- Renovation loan (203k / HomeStyle)
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 18
Jennifer Marie SmithNMLS 1215018
CrossCountry Mortgage · Orlando, FL · licensed in 12 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- HELOC
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 19
Patton GadeNMLS 1243024
CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states
- Renovation loan (203k / HomeStyle)
- VA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- 20
Josh NumbersNMLS 218459
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- VA loan
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 21
Zak RaffelNMLS 1470292
CrossCountry Mortgage · Montvale, NJ · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Condo
- Down payment assistance
- Non-QM loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 22
Chris Falbo, CRMP, CMANMLS 2224020
CrossCountry Mortgage · Beverly, MA · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Construction loan
- Non-QM loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 23
Amy JamesNMLS 2088909
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 24
Etienne BernsteinNMLS 165961
CrossCountry Mortgage · Brooklyn, NY · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 25
Alyssa CaliendoNMLS 1849915
CrossCountry Mortgage · San Diego, CA · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- Jumbo loan
- Non-QM loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CT license is confirmed with the state regulator (check mark), CT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.