Loan programs · Connecticut
VA loan officers in Connecticut
As of 2026-10-09, LenDb lists 97 loan officers licensed in or based in Connecticut whose lender pages show VA loan work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Aimee Merritt (CrossCountry Mortgage, Fairfield) and Joe Smith (CrossCountry Mortgage, Boston). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dan L'altrellaNMLS 133211
Guild Mortgage · Shelton, CT
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Shelton, CT
- States 20 years of experience (lender page, 2026-10-09)
- 2
Aimee MerrittNMLS 418848
CrossCountry Mortgage · Fairfield, CT · licensed in 2 states
- VA loan
- Jumbo loan
- FHA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Fairfield, CT
- States 20 years of experience (lender page, 2026-10-09)
- 3
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- VA loan
- Real estate investor
- Self-employed
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- VA loan
- First-time buyer
- Real estate investor
- Construction loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Jaime LaureanoNMLS 257075
Total Mortgage Services · Milford, CT · licensed in 6 states
- VA loan
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Milford, CT
- Licensed since 2018 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 6
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- VA loan
- Construction loan
- FHA loan
- Co-op
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 7
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 8
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- VA loan
- Co-op
- FHA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 9
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Milford, CT
- Licensed since 2017 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 10
Dan KrausNMLS 40222
Churchill Mortgage · Brentwood, TN · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 11
Lee DozierNMLS 40422
Churchill Mortgage · Brentwood, TN · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 29 years of experience (lender page, 2026-10-09)
- 12
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 13
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 14
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- VA loan
- FHA loan
- Non-QM loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 35 years of experience (lender page, 2026-10-09)
- 15
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- VA loan
- Real estate investor
- Renovation loan (203k / HomeStyle)
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 16
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- VA loan
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 18 years of experience (lender page, 2026-10-09)
- 17
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Pat ClayNMLS 1382057
Guild Mortgage · Richmond, VA · licensed in 14 states
- VA loan
- Reverse mortgage
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 19
Brooke VillanoNMLS 309717
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 2 states
- VA loan
- Construction loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 20
Will PendergraftNMLS 887706
Churchill Mortgage · Brentwood, TN · licensed in 20 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 21
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- VA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in North Haven, CT
- Licensed since 2016 (per Florida records)
- 22
Linda P. FayNMLS 93999
Fairway Independent Mortgage Corporation · Suffield, CT
- VA loan
- Condo
- FHA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Suffield, CT
- 23
Cole FleeherNMLS 1708184
CrossCountry Mortgage · Wallingford, CT · licensed in 3 states
- VA loan
- DSCR loan
- FHA loan
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Wallingford, CT
- Licensed since 2018 (per Florida records)
- 24
Patton GadeNMLS 1243024
CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states
- VA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- 25
Jay BunteNMLS 1957808
CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states
- VA loan
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CT license is confirmed with the state regulator (check mark), CT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.