Borrower situations · Idaho
Loan officers for first-time buyers in Idaho
As of 2026-10-09, LenDb lists 192 loan officers licensed in or based in Idaho whose lender pages show First-time buyer work. The top-ranked are Merrick Myers (Churchill Mortgage, Coeur d'Alene), Dawn Walp (Churchill Mortgage, Meridian) and Teri Adams (Guild Mortgage, Twin Falls). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Merrick MyersNMLS 46122
Churchill Mortgage · Coeur d'Alene, ID · licensed in 4 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 22 years experience (stated on lender page, 2026-10-09)
- 2
Dawn WalpNMLS 976514
Churchill Mortgage · Meridian, ID · licensed in 3 states
- First-time buyer
- FHA loan
- Real estate investor
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 15 years experience (stated on lender page, 2026-10-09)
- 3
Teri AdamsNMLS 880762
Guild Mortgage · Twin Falls, ID
- First-time buyer
- Reverse mortgage
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 10 years experience (stated on lender page, 2026-10-09)
- 4
Charles StevensonNMLS 694755
Fairway Independent Mortgage Corporation · Garden City, ID
- First-time buyer
- Real estate investor
- VA loan
- Bank statement loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 11 years experience (stated on lender page, 2026-10-09)
- 5
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- First-time buyer
- FHA loan
- USDA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- First-time buyer
- FHA loan
- Jumbo loan
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Nancy HerreraNMLS 256016
Guild Mortgage · Riverside, CA · licensed in 4 states
- First-time buyer
- Down payment assistance
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Brad MabeyNMLS 262718
Guild Mortgage · Spanish Fork, UT · licensed in 5 states
- First-time buyer
- FHA loan
- VA loan
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Sam WilliamsNMLS 408639
Churchill Mortgage · Salem, OR · licensed in 5 states
- First-time buyer
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 21 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Don GarrettNMLS 418862
Guild Mortgage · Portland, OR · licensed in 4 states
- First-time buyer
- Real estate investor
- Down payment assistance
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Cherie SmithNMLS 570248
Guild Mortgage · Redmond, OR · licensed in 9 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Jeremy WetzelNMLS 3364
CrossCountry Mortgage · Louisville, KY · licensed in 10 states
- First-time buyer
- FHA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 13
Andrea EggletonNMLS 1122404
Intercap Lending · Cottonwood Heights, UT · licensed in 5 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Phil LymanNMLS 218232
Guild Mortgage · Portland, OR · licensed in 5 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Amy Lyn BlauserNMLS 215193
Barrett Financial Group · Chandler, AZ · licensed in 3 states
- First-time buyer
- FHA loan
- HELOC
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 16
Roger WightmanNMLS 1089536
Churchill Mortgage · Portland, OR · licensed in 16 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 13 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Joe NunleyNMLS 149410
Guild Mortgage · Meridian, ID · licensed in 2 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 18
Jeff EdwardsNMLS 404522
Churchill Mortgage · Coeur d'Alene, ID · licensed in 5 states
- First-time buyer
- Construction loan
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 32 years experience (stated on lender page, 2026-10-09)
- 19
Jason KellyNMLS 903948
CrossCountry Mortgage · Hayden, ID · licensed in 2 states
- First-time buyer
- Construction loan
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 20
Hannah MartinNMLS 1858392
Guild Mortgage · Boise, ID
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 21
Cassie MillerNMLS 2176358
Guild Mortgage · Coeur D Alene, ID · licensed in 2 states
- First-time buyer
- Real estate investor
- Vacation home
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 22
Greg WilcoxNMLS 277718
Loan Factory · licensed in 5 states
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 26 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Mark MabeyNMLS 287958
Guild Mortgage · South Jordan, UT · licensed in 5 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 11 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Dale HatcherNMLS 395767
American Pacific Mortgage · Pocatello, ID
- First-time buyer
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 24 years experience (stated on lender page, 2026-10-09)
- 25
Carmen CipoloneNMLS 945589
Barrett Financial Group · Indian Harbour Beach, FL · licensed in 15 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ID or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.