Loan programs · Idaho
Jumbo loan officers in Idaho
As of 2026-10-09, LenDb lists 63 loan officers licensed in or based in Idaho whose lender pages show Jumbo loan work. The top-ranked are Michelle Muqtadir (CrossCountry Mortgage, Seattle), Christine Reino (Churchill Mortgage, McCall) and Matt Briggs (CrossCountry Mortgage, Coeur d'Alene). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Michelle MuqtadirNMLS 143470
CrossCountry Mortgage · Seattle, WA · licensed in 11 states
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Low credit score
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Christine ReinoNMLS 896237
Churchill Mortgage · McCall, ID · licensed in 4 states
- Jumbo loan
- Construction loan
- FHA loan
- HELOC
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in McCall, ID
- Licensed since 2025 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Matt BriggsNMLS 605219
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 2 states
- Jumbo loan
- Non-QM loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Coeur d'Alene, ID
- States 20 years of experience (lender page, 2026-10-09)
- 4
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Samantha LindleyNMLS 1210610
American Pacific Mortgage · Kennewick, WA · licensed in 5 states
- Jumbo loan
- Manufactured home
- New construction
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 9 years of experience (lender page, 2026-10-09)
- 6
Casey Sean OinessNMLS 265169
Guild Mortgage · Bellevue, WA · licensed in 18 states
- Jumbo loan
- First-time buyer
- Real estate investor
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- 7
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- Jumbo loan
- FHA loan
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Kyle RohrbaughNMLS 263508
CrossCountry Mortgage · Gig Harbor, WA · licensed in 7 states
- Jumbo loan
- Real estate investor
- VA loan
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 9
Danielle YoungNMLS 265241
CrossCountry Mortgage · South Jordan, UT · licensed in 9 states
- Jumbo loan
- Construction loan
- Non-QM loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 10
Ubaldo V Leon IIINMLS 304012
CrossCountry Mortgage · Lewisville, TX · licensed in 14 states
- Jumbo loan
- Non-QM loan
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 11
Don GarrettNMLS 418862
Guild Mortgage · Portland, OR · licensed in 4 states
- Jumbo loan
- Down payment assistance
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 12
Cory FlynnNMLS 422724
CrossCountry Mortgage · Gig Harbor, WA · licensed in 5 states
- Jumbo loan
- VA loan
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 13
Jacqueline AllenNMLS 528786
CrossCountry Mortgage · El Segundo, CA · licensed in 7 states
- Jumbo loan
- Condo
- Real estate investor
- Vacation home
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 14
Michelle AllenNMLS 747562
CrossCountry Mortgage · Missoula, MT · licensed in 3 states
- Jumbo loan
- Real estate investor
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 15
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states
- Jumbo loan
- Non-QM loan
- Reverse mortgage
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 16
Ryan PowersNMLS 2731610
CrossCountry Mortgage · Gilbert, AZ · licensed in 3 states
- Jumbo loan
- VA loan
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 24 years of experience (lender page, 2026-10-09)
- 17
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Jumbo loan
- Bank statement loan
- Down payment assistance
- DSCR loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 18
Robert HallNMLS 41584
Churchill Mortgage · Nampa, ID
- Jumbo loan
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Nampa, ID
- States 20 years of experience (lender page, 2026-10-09)
- 19
Jason CotaNMLS 232220
CrossCountry Mortgage · Winter Park, FL · licensed in 13 states
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- VA loan
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 20
Michael MizrahiNMLS 188831
CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states
- Jumbo loan
- Non-QM loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- 21
Aaron RodriguezNMLS 452234
CrossCountry Mortgage · Lake Oswego, OR · licensed in 3 states
- Jumbo loan
- DSCR loan
- Construction loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- 22
Mark VillanoNMLS 1306487
CrossCountry Mortgage · Lakewood, WA · licensed in 29 states
- Jumbo loan
- VA loan
- Real estate investor
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 12 years of experience (lender page, 2026-10-09)
- 23
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- Jumbo loan
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 24
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- Jumbo loan
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 25
Charles StevensonNMLS 694755
Fairway Independent Mortgage Corporation · Garden City, ID
- Jumbo loan
- First-time buyer
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Garden City, ID
- States 11 years of experience (lender page, 2026-10-09)
Before you choose
Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.
- What reserves and credit score do your jumbo programs require?
- Do you offer interest-only or ARM jumbo options?
- Can you do a jumbo with less than 20 percent down?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.