Loan programs · Idaho
FHA loan officers in Idaho
As of 2026-10-09, LenDb lists 167 loan officers licensed in or based in Idaho whose lender pages show FHA loan work. The top-ranked are Robert Hall (Churchill Mortgage, Nampa), Merrick Myers (Churchill Mortgage, Coeur d'Alene) and Whittney Curran (Guild Mortgage, Meridian). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Robert HallNMLS 41584
Churchill Mortgage · Nampa, ID
- FHA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Merrick MyersNMLS 46122
Churchill Mortgage · Coeur d'Alene, ID · licensed in 4 states
- FHA loan
- First-time buyer
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 22 years experience (stated on lender page, 2026-10-09)
- 3
Whittney CurranNMLS 47254
Guild Mortgage · Meridian, ID · licensed in 2 states
- FHA loan
- Real estate investor
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 20 years experience (stated on lender page, 2026-10-09)
- 4
Ryan ShelbyNMLS 47258
Guild Mortgage · Meridian, ID · licensed in 2 states
- FHA loan
- Construction loan
- Reverse mortgage
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 30 years experience (stated on lender page, 2026-10-09)
- 5
Mike TeeterNMLS 2087253
Churchill Mortgage · Nampa, ID
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 16 years experience (stated on lender page, 2026-10-09)
- 6
Dawn WalpNMLS 976514
Churchill Mortgage · Meridian, ID · licensed in 3 states
- FHA loan
- First-time buyer
- Real estate investor
- Reverse mortgage
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 15 years experience (stated on lender page, 2026-10-09)
- 7
Jeff EdwardsNMLS 404522
Churchill Mortgage · Coeur d'Alene, ID · licensed in 5 states
- FHA loan
- Construction loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 32 years experience (stated on lender page, 2026-10-09)
- 8
Austin GerimonteNMLS 2277430
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 2 states
- FHA loan
- First-time buyer
- VA loan
- Non-QM loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 9
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- FHA loan
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Brad MabeyNMLS 262718
Guild Mortgage · Spanish Fork, UT · licensed in 5 states
- FHA loan
- First-time buyer
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Steven Peter Mingham Jr.NMLS 289586
Guild Mortgage · Walnut Creek, CA · licensed in 3 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Cherie SmithNMLS 570248
Guild Mortgage · Redmond, OR · licensed in 9 states
- FHA loan
- First-time buyer
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Jeanette JohnNMLS 611754
Intercap Lending · Logan, UT · licensed in 5 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 16
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 17
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- FHA loan
- Non-QM loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 18
Kamile MeltonNMLS 1700255
Churchill Mortgage · Lincoln City, OR · licensed in 3 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Michelle HudsonNMLS 182321
American Pacific Mortgage · Eagle, ID · licensed in 3 states
- FHA loan
- Bank statement loan
- Construction loan
- DSCR loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 3 years licensed
- 20
Josh DalglishNMLS 569991
Guild Mortgage · Wilsonville, OR · licensed in 7 states
- FHA loan
- Down payment assistance
- VA loan
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 13 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Joe NunleyNMLS 149410
Guild Mortgage · Meridian, ID · licensed in 2 states
- FHA loan
- First-time buyer
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 22
Christine ReinoNMLS 896237
Churchill Mortgage · McCall, ID · licensed in 4 states
- FHA loan
- Construction loan
- HELOC
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 0 years licensed
- 23
Evan LuchacoNMLS 887608
Churchill Mortgage · Portland, OR · licensed in 12 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- Self-employed
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 12 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Erik BrowningNMLS 2264602
CrossCountry Mortgage · Scottsdale, AZ · licensed in 14 states
- FHA loan
- DSCR loan
- HELOC
- Self-employed
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 25
Dominique LoveNMLS 5953
American Pacific Mortgage · Garden City, ID · licensed in 5 states
- FHA loan
- Down payment assistance
- VA loan
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ID or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.