Loan programs · Idaho
Down payment assistance loan officers in Idaho
As of 2026-10-09, LenDb lists 56 loan officers licensed in or based in Idaho whose lender pages show Down payment assistance work. The top-ranked are Nancy Siples (Guild Mortgage, Riverside), Julie Glassco (CrossCountry Mortgage, Eagle) and Josiah Paul Shelman (Guild Mortgage, Tumwater). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Nancy SiplesNMLS 256016
Guild Mortgage · Riverside, CA · licensed in 4 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Julie GlasscoNMLS 378177
CrossCountry Mortgage · Eagle, ID · licensed in 5 states
- Down payment assistance
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 20 years experience (stated on lender page, 2026-10-09)
- 3
Josiah Paul ShelmanNMLS 1824996
Guild Mortgage · Tumwater, WA · licensed in 4 states
- Down payment assistance
- FHA loan
- First-time buyer
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 6 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Dominique LoveNMLS 5953
American Pacific Mortgage · Garden City, ID · licensed in 5 states
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 5
Charles StevensonNMLS 694755
Fairway Independent Mortgage Corporation · Garden City, ID
- Down payment assistance
- First-time buyer
- Real estate investor
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- 11 years experience (stated on lender page, 2026-10-09)
- 6
Duane MartinNMLS 327181
CrossCountry Mortgage · Bothell, WA · licensed in 5 states
- Down payment assistance
- VA loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Don GarrettNMLS 418862
Guild Mortgage · Portland, OR · licensed in 4 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Shawn GarnerNMLS 1035302
Guild Mortgage · Centennial, CO · licensed in 6 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 10
Ashlee ShipleyNMLS 1280022
Fairway Independent Mortgage Corporation · Salt Lake City, UT · licensed in 4 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Josh DalglishNMLS 569991
Guild Mortgage · Wilsonville, OR · licensed in 7 states
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 13 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Camille OlsonNMLS 474281
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states
- Down payment assistance
- First-time buyer
- VA loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 13
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Kate HanksNMLS 761975
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 2 states
- Down payment assistance
- FHA loan
- Jumbo loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Amanda EatonNMLS 991933
Guild Mortgage · Maple Valley, WA · licensed in 6 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Emilee BaineNMLS 11160
Fairway Independent Mortgage Corporation · Boise, ID · licensed in 2 states
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- Branch in Idaho
- No disciplinary actions on file at LenDb
- 17
Brent RoseNMLS 308611
Intercap Lending · Pleasant Grove, UT · licensed in 4 states
- Down payment assistance
- Bank statement loan
- Jumbo loan
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 18
Aaron AbedNMLS 335548
CrossCountry Mortgage · Bloomington, MN · licensed in 18 states
- Down payment assistance
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 19
Jordan DonolowNMLS 389920
CrossCountry Mortgage · Newport Beach, CA · licensed in 16 states
- Down payment assistance
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 20
Dave YoungNMLS 222107
Guild Mortgage · Midvale, UT · licensed in 3 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 21
Arthur BuhrerNMLS 114080
CrossCountry Mortgage · Sequim, WA · licensed in 14 states
- Down payment assistance
- Real estate investor
- Reverse mortgage
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 22
John KingNMLS 453426
CrossCountry Mortgage · Roseville, CA · licensed in 15 states
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 23
Skip LeasureNMLS 526803
Intercap Lending · licensed in 3 states
- Down payment assistance
- HELOC
- VA loan
- Bank statement loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Skylar MosherNMLS 2289859
CrossCountry Mortgage · Gig Harbor, WA · licensed in 8 states
- Down payment assistance
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 25
Michael SmalleyNMLS 289846
CrossCountry Mortgage · Winter Park, FL · licensed in 15 states
- Down payment assistance
- Construction loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in ID (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ID or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.