Borrower situations · Idaho
Loan officers for real estate investors in Idaho
As of 2026-10-09, LenDb lists 50 loan officers licensed in or based in Idaho whose lender pages show Real estate investor work. The top-ranked are Whittney Curran (Guild Mortgage, Meridian), Devin Fahrner (American Pacific Mortgage, Eagle) and Phil Lyman (Guild Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Whittney CurranNMLS 47254
Guild Mortgage · Meridian, ID · licensed in 2 states
- Real estate investor
- FHA loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Meridian, ID
- States 20 years of experience (lender page, 2026-10-09)
- 2
Devin FahrnerNMLS 399405
American Pacific Mortgage · Eagle, ID · licensed in 17 states
- Real estate investor
- VA loan
- First-time buyer
- Reverse mortgage
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Eagle, ID
- Licensed since 2024 (per Colorado records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Phil LymanNMLS 218232
Guild Mortgage · Portland, OR · licensed in 5 states
- Real estate investor
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 23 years of experience (lender page, 2026-10-09)
- 4
Sheilla LavadiaNMLS 1399453
Loan Factory · Mortgage broker · licensed in 10 states
- Real estate investor
- 1099 income
- First-time buyer
- Self-employed
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 5
Jessica PhairNMLS 290852
Intercap Lending · Pleasant Grove, UT · licensed in 5 states
- Real estate investor
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Andrew WatsonNMLS 2260761
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 3 states
- Real estate investor
- Self-employed
- Non-QM loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Coeur d'Alene, ID
- States 16 years of experience (lender page, 2026-10-09)
- 7
Charles StevensonNMLS 694755
Intercap Lending · Meridian, ID
- Real estate investor
- First-time buyer
- VA loan
- Jumbo loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Meridian, ID
- States 11 years of experience (lender page, 2026-10-09)
- 8
Ashlie RoeNMLS 639380
CrossCountry Mortgage · Eden, UT · licensed in 11 states
- Real estate investor
- FHA loan
- VA loan
- Construction loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 9
Tyler RowlandNMLS 1832068
Intercap Lending · Cedar City, UT · licensed in 6 states
- Real estate investor
- FHA loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- States 6 years of experience (lender page, 2026-10-09)
- 10
Paula NirschlNMLS 383396
Guild Mortgage · Vancouver, WA · licensed in 6 states
- Real estate investor
- First-time buyer
- FHA loan
- Non-QM loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 11
Arthur BuhrerNMLS 114080
CrossCountry Mortgage · Sequim, WA · licensed in 14 states
- Real estate investor
- Down payment assistance
- Reverse mortgage
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Keely MatteoNMLS 134942
CrossCountry Mortgage · Vancouver, WA · licensed in 5 states
- Real estate investor
- Non-QM loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 13
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- Real estate investor
- FHA loan
- Jumbo loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 14
Kyle RohrbaughNMLS 263508
CrossCountry Mortgage · Gig Harbor, WA · licensed in 7 states
- Real estate investor
- Jumbo loan
- VA loan
- FHA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 15
Ubaldo V Leon IIINMLS 304012
CrossCountry Mortgage · Lewisville, TX · licensed in 14 states
- Real estate investor
- Jumbo loan
- Non-QM loan
- VA loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 16
Martin MetzdorfNMLS 387719
CrossCountry Mortgage · Gilbert, AZ · licensed in 10 states
- Real estate investor
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 17
Jacqueline AllenNMLS 528786
CrossCountry Mortgage · El Segundo, CA · licensed in 7 states
- Real estate investor
- Condo
- Jumbo loan
- Vacation home
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 18
Michelle AllenNMLS 747562
CrossCountry Mortgage · Missoula, MT · licensed in 3 states
- Real estate investor
- Jumbo loan
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 19
Casey Sean OinessNMLS 265169
Guild Mortgage · Bellevue, WA · licensed in 18 states
- Real estate investor
- Jumbo loan
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- 20
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Real estate investor
- Bank statement loan
- Down payment assistance
- DSCR loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 21
Tony GillardNMLS 120989
CrossCountry Mortgage · Portland, OR · licensed in 7 states
- Real estate investor
- Non-QM loan
- First-time buyer
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 18 years of experience (lender page, 2026-10-09)
- 22
Justin HopkinsNMLS 1990002
Guild Mortgage · Windsor, CO · licensed in 3 states
- Real estate investor
- Physician and medical professional
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Colorado records)
- 23
Chantry AbbottNMLS 309670
Guild Mortgage · St. George, UT · licensed in 8 states
- Real estate investor
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- 24
Lindsey StevensNMLS 799201
Guild Mortgage · Spokane, WA · licensed in 2 states
- Real estate investor
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- 25
Mark VillanoNMLS 1306487
CrossCountry Mortgage · Lakewood, WA · licensed in 29 states
- Real estate investor
- VA loan
- Jumbo loan
- ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 12 years of experience (lender page, 2026-10-09)
Before you choose
Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.
- How many financed properties can I have with your programs?
- Can I close in an LLC?
- Do you offer DSCR or portfolio loans if I hit agency limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=investor&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.