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Loan programs · Pennsylvania

Jumbo loan officers in Pennsylvania

As of 2026-10-09, LenDb lists 120 loan officers licensed in or based in Pennsylvania whose lender pages show Jumbo loan work. The top-ranked are Rob Frey (Guild Mortgage, York), Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air) and James Ward (Fairway Independent Mortgage Corporation, Houston). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Rob FreyNMLS 147464

    Guild Mortgage · York, PA

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • 2 to 4 unit property
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Ron Riccitelli JrNMLS 144907

    CrossCountry Mortgage · Bel Air, MD · licensed in 5 states

    • Jumbo loan
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 21 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    James WardNMLS 168854

    Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • New construction
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Wayne PalkovicNMLS 201581

    Embrace Home Loans · Martinsburg, WV · licensed in 4 states

    • Jumbo loan
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 43 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Mike EastmanNMLS 21108

    First Heritage Mortgage · Fairfax, VA · licensed in 12 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Vince StasollaNMLS 148704

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states

    • Jumbo loan
    • Self-employed
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 4 years licensed
  7. 7

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Lori JuleNMLS 190409

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states

    • Jumbo loan
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    George KomoroskiNMLS 16721

    Total Mortgage Services · Milford, CT · licensed in 16 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Agostino (Augie) IaconoNMLS 283725

    Barrett Financial Group · Brookfield, WI · licensed in 11 states

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Amore AzimiNMLS 1045180

    Embrace Home Loans · Rockville, MD · licensed in 10 states

    • Jumbo loan
    • Real estate investor
    • Rural property
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Michael ColellaNMLS 1466855

    Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • HELOC
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Terry T. TerzakisNMLS 110369

    Homestead Funding · North Haven, CT · licensed in 12 states

    • Jumbo loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Michael RepshasNMLS 1025235

    Guild Mortgage · McLean, VA · licensed in 6 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • Self-employed
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Scott EisgrauNMLS 139186

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states

    • Jumbo loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Matthew FoxNMLS 151022

    First Heritage Mortgage · Hanover, MD · licensed in 7 states

    • Jumbo loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Keith SmithNMLS 903855

    Xpert Home Lending · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • Real estate investor
    • Reverse mortgage
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Marcus ManninoNMLS 459822

    CrossCountry Mortgage · Chadds Ford, PA

    • Jumbo loan
    • VA loan
    • FHA loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  20. 20

    JP WeberNMLS 576949

    CrossCountry Mortgage · Plymouth Meeting, PA

    • Jumbo loan
    • DSCR loan
    • Physician and medical professional
    • Self-employed
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  21. 21

    John OrtegaNMLS 461624

    Churchill Mortgage · Irvine, CA · licensed in 22 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Brad RestivoNMLS 835073

    First Home Mortgage · Baltimore, MD · licensed in 8 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    John AstrologoNMLS 441861

    CrossCountry Mortgage · White Plains, NY · licensed in 10 states

    • Jumbo loan
    • Co-op
    • FHA loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Candice LivellaNMLS 1010034

    JPMorgan Chase Bank (Chase Home Lending) · Pittsburgh, PA

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • Self-employed
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
    • 15 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.