Loan programs · Pennsylvania
HELOC loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in Pennsylvania whose lender pages show HELOC work. The top-ranked are Emmett Clark (Loan Factory), Daniel Rosenblatt (Newrez, Fort Washington) and Jillian Faustino (Newrez, Fort Washington). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Emmett ClarkNMLS 233747
Loan Factory · Mortgage broker · licensed in 18 states
- HELOC
- First-time buyer
- VA loan
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 119284), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Daniel RosenblattNMLS 1993020
Newrez · Fort Washington, PA · licensed in 3 states
- HELOC
- FHA loan
- VA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 76423), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Fort Washington, PA
- Licensed since 2023 (per Colorado records)
- 3
Jillian FaustinoNMLS 2748105
Newrez · Fort Washington, PA · licensed in 3 states
- HELOC
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 117241), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Fort Washington, PA
- Licensed since 2025 (per Florida records)
- 4
Daniel McDermottNMLS 430030
CrossCountry Mortgage · Montvale, NJ · licensed in 26 states
- HELOC
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 5
Gregory RutoloNMLS 34860
Loan Factory · Mortgage broker · Medford, NJ · licensed in 2 states
- HELOC
- Real estate investor
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 31344), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 6
Bill WhiteNMLS 2268018
CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states
- HELOC
- First-time buyer
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 7
James AbdallahNMLS 255833
Lit Financial Corporation · licensed in 14 states
- HELOC
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 8
Andrew ZavageNMLS 1920906
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 7 states
- HELOC
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 103064), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 9
Jeffrey "Zack" ZachowNMLS 450729
Loan Factory · Mortgage broker · licensed in 5 states
- HELOC
- Reverse mortgage
- First-time buyer
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 10
Kris HermannNMLS 1247814
Lit Financial Corporation · licensed in 8 states
- HELOC
- FHA loan
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 11
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- Physician and medical professional
- Self-employed
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 12
Jordan HeatherlyNMLS 1312244
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- HELOC
- First-time buyer
- Recent credit event
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 110423), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 13
Brendan J SlaterNMLS 1099810
Loan Factory · Mortgage broker · licensed in 3 states
- HELOC
- First-time buyer
- Construction loan
- DSCR loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 14
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 15
Cameron NagyNMLS 2031250
JPMorgan Chase Bank (Chase Home Lending) · Bank · Philadelphia, PA
- HELOC
- Down payment assistance
- VA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Philadelphia, PA
- Licensed since 2021 (per Florida records)
- 16
Catherine WalkerNMLS 2521634
JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH
- HELOC
- FHA loan
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 122148), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 17
Feng XuNMLS 442543
JPMorgan Chase Bank (Chase Home Lending) · Bank · Philadelphia, PA
- HELOC
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Philadelphia, PA
- 18
Cyde ArcanoNMLS 714662
JPMorgan Chase Bank (Chase Home Lending) · Bank · Horsham, PA
- HELOC
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Horsham, PA
- 19
Jerry NortonNMLS 2773844
Loan Factory · Mortgage broker · licensed in 3 states
- HELOC
- Reverse mortgage
- DSCR loan
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 20
Steven SlaskiNMLS 141931
CrossCountry Mortgage · Allentown, PA · licensed in 6 states
- HELOC
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 24164), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Allentown, PA
- Licensed since 2018 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 21
Don ScioliNMLS 169344
CrossCountry Mortgage · Chadds Ford, PA · licensed in 2 states
- HELOC
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Chadds Ford, PA
- States 28 years of experience (lender page, 2026-10-09)
- 22
Scott SchneidermanNMLS 219043
CrossCountry Mortgage · Chicago, IL · licensed in 34 states
- HELOC
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 57509), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 23
Kenneth JohnsonNMLS 204926
CrossCountry Mortgage · Doylestown, PA · licensed in 3 states
- HELOC
- FHA loan
- First-time buyer
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Doylestown, PA
- States 19 years of experience (lender page, 2026-10-09)
- 24
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- HELOC
- Construction loan
- FHA loan
- VA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 70437), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 25
Daniel LimbergNMLS 33979
Lit Financial Corporation · licensed in 11 states
- HELOC
- Jumbo loan
- FHA loan
- VA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 26441), verified 2026-10-09
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a PA license is confirmed with the state regulator (check mark), PA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.