LenDb.ai

Loan programs · Pennsylvania

Renovation loan officers in Pennsylvania

As of 2026-10-09, LenDb lists 55 loan officers licensed in or based in Pennsylvania whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Ed Fallon (CrossCountry Mortgage, Philadelphia), James Ward (Fairway Independent Mortgage Corporation, Houston) and Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Ed FallonNMLS 144708

    CrossCountry Mortgage · Philadelphia, PA · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 12 years licensed
  2. 2

    James WardNMLS 168854

    Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Rene GonzalezNMLS 62315

    Fairway Independent Mortgage Corporation · Freeport, NY · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Tina GringNMLS 98983

    Guild Mortgage · Lancaster, PA

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • Branch in Pennsylvania
    • 25 years experience (stated on lender page, 2026-10-09)
  5. 5

    Joan KofskyNMLS 133361

    CrossCountry Mortgage · Wayne, PA · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Real estate investor
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 8 years licensed
  6. 6

    Quentin HardyNMLS 420639

    CrossCountry Mortgage · Charlotte, NC · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Jennifer SharadinNMLS 1411067

    Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • First-time buyer
    • Manufactured home
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 19 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Mark MinadeoNMLS 330121

    Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Foreign national
    • New construction
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    John LippelloNMLS 142164

    CrossCountry Mortgage · Pittsburgh, PA

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • Branch in Pennsylvania
    • No disciplinary actions on file at LenDb
  10. 10

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Mike WeinsteinNMLS 1185158

    First Home Mortgage · Baltimore, MD · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 12 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  12. 12

    Terry T. TerzakisNMLS 110369

    Homestead Funding · North Haven, CT · licensed in 12 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Tom GatesNMLS 61691

    CrossCountry Mortgage · Montvale, NJ · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  14. 14

    Jason BennettNMLS 147890

    Loan Factory · Mortgage broker · Pennsylvania

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • DSCR loan
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 20 years experience (stated on lender page, 2026-10-09)
  15. 15

    Lisa UmbehauerNMLS 404383

    CrossCountry Mortgage · Union, NJ · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Marc SilvermanNMLS 128534

    CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Jumbo loan
    • VA loan
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • Branch in Pennsylvania
    • 5 years licensed
  17. 17

    Chris DahlgaardNMLS 337672

    CrossCountry Mortgage · Tampa, FL · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Scott EisgrauNMLS 139186

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Matthew FoxNMLS 151022

    First Heritage Mortgage · Hanover, MD · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Todd McDermottNMLS 63690

    Homestead Funding · Goshen, NY · licensed in 9 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Aileen BridaNMLS 139781

    Total Mortgage Services · Indiana, PA

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  22. 22

    Sandy DavisNMLS 172843

    CrossCountry Mortgage · Aventura, FL · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Heidi GageNMLS 213769

    NFM Lending · Linthicum, MD · licensed in 27 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (state license, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Chris LoughlinNMLS 1537524

    First Home Mortgage · Baltimore, MD · licensed in 18 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Jhonatan AriasNMLS 2451787

    CrossCountry Mortgage · Allentown, PA · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Non-QM loan
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in PA (listed on lender page, verified 2026-10-09)
    • Branch in Pennsylvania
    • 3 years licensed

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.