Property types · Pennsylvania
New construction loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 20 loan officers licensed in or based in Pennsylvania whose lender pages show New construction work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Jennifer Sharadin (Union Home Mortgage, Rehoboth Beach) and Bryan McClaine (Union Home Mortgage, Seven Fields). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 20
- 1
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- New construction
- FHA loan
- First-time buyer
- Jumbo loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Jennifer SharadinNMLS 1411067
Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states
- New construction
- Construction loan
- First-time buyer
- Manufactured home
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 19 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 3
Bryan McClaineNMLS 1737358
Union Home Mortgage · Seven Fields, PA
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- 5 years experience (stated on lender page, 2026-10-09)
- 4
Bobby RotherNMLS 420498
Guild Mortgage · Wilkes Barre, PA
- New construction
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- No disciplinary actions on file at LenDb
- 5
Melissa MartinNMLS 2129713
Guild Mortgage · Lancaster, PA
- New construction
- FHA loan
- Jumbo loan
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- No disciplinary actions on file at LenDb
- 6
Jaison KoshyNMLS 1415046
Loan Factory · licensed in 2 states
- New construction
- DSCR loan
- FHA loan
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 7
Scott HineNMLS 475661
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 14 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 8
Casey KiserNMLS 729436
Guild Mortgage · Longmont, CO · licensed in 14 states
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 9
Scott PhillipsNMLS 181137
First Heritage Mortgage · licensed in 9 states
- New construction
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 10
Theresa MiglinoNMLS 453791
Embrace Home Loans · Wilmington, DE · licensed in 4 states
- New construction
- First-time buyer
- Down payment assistance
- FHA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 12
Melissa MaynardNMLS 2105169
Embrace Home Loans · Columbia, MD · licensed in 4 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 13
Corinne SpartanaNMLS 1965019
Fairway Independent Mortgage Corporation · Towson, MD · licensed in 9 states
- New construction
- First-time buyer
- FHA loan
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 14
Rachel HolmanNMLS 1909065
NFM Lending · Linthicum, MD · licensed in 5 states
- New construction
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 15
Alan EasterwoodNMLS 644550
TowneBank Mortgage · Anniston, AL · licensed in 18 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Diane VelletriNMLS 615726
CrossCountry Mortgage · Lancaster, PA
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 17
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- New construction
- Down payment assistance
- FHA loan
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 18
Tracy BolenNMLS 1734508
American Pacific Mortgage · Roseville, CA · licensed in 51 states
- New construction
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 19
Aaron HeimowitzNMLS 404370
U.S. Bank · Newtown, PA
- New construction
- Construction loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 20
Jason C ZitterNMLS 408818
Wells Fargo Home Mortgage · Plymouth Meeting, PA
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.